January 22, 2020

Are You A Veteran, But Aren’t Sure Where to Begin to Get Your Benefits?

Did you know that many Veterans and their families qualify for VA benefits, but do not seek those benefits because they feel overwhelmed by the process? Sometimes they do not realize what or if they qualify. There is so much paperwork and the entire process can seem daunting. However, there is good news! There is help that makes the process seamless and it’s free!

The National Association of Veterans and Families (NAVF) is a designated 501(c)(3) Non-Profit Organization. NAVF’s mission is to help Veterans and their Families obtain the benefits they have earned and deserve. NAVF helps with specific issues Veterans and their surviving spouses encounter when applying for benefits from the Department of Veterans Affairs (VA). Our NAVF team strives to eliminate the confusion and burden associated with obtaining the Veteran’s benefits.

NAVF specializes in helping qualified Veterans with a very specific benefit called VA Pension Plus Aid and Attendance, also known as A & A. This A & A benefit helps Veterans and their Families by making home care, assisted living and nursing home care more affordable. NAVF’s experience and understanding of the process have resulted in increased approvals for Veterans obtaining their A & A benefits. Our team of advocates, representing Veterans and their Families, helps with the entire process from document gathering through the application process to the final VA outcome.

Many Veterans and their spouses are unaware of their VA benefits. Too many give up because they are unable to successfully navigate the VA system. Often Veterans and their Family members attempt to apply to the VA on their own, resulting in the Veteran receiving a reduced benefit amount, delay in benefit or being wrongfully denied. NAVF works on behalf of these qualified Veterans doing all we can to get their benefits. NAVF’s experienced team members and simplified process have resulted in a 99% approval of claims submitted.

Working alongside of the Florida Veterans Foundation, a direct support organization to the Florida Department of Veterans’ Affairs, NAVF has increased outreach to aging Veterans thereby increasing VA monetary benefits. Currently, our joint efforts are realizing $10 million per month in benefits to aging Veterans in Florida.

NAVF will be scheduling educational workshops across Florida beginning in 2020. Please visit our website at www.NAVF.org  or call (904) 394-3908 for more exciting information including dates, times and locations of events!

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November 7, 2018

The Short Version of Veterans Aid and Attendance

By: Darleen Mahoney

This weekend, our Nation will reflect on the sacrifices that our Veterans and War Heroes have made over the years as it became a national holiday in 1938. As their sacrifices have provided safety, security and the freedom our country continues to enjoy, it’s important to know what benefits our Veterans may be eligible. Its important that they be aware and utilize what is available, especially if they find themselves in unexpected need.

According to the U.S Department of Veterans Affairs, “Elderly Veterans may be eligible for a wide-variety of benefits available to all U.S. military Veterans.”

What exactly is Aid and Attendance? Its super simple, the veteran must require help Veterans Benefitswith daily living or activities at home, assisted living, nursing home, or skilled nursing. Their need does not have to be related to any military service.

If you are applying for “Aid and Attendance” and would like benefits based on a housebound status, the Veterans Agency will allow some costs and annualized medical expenses if it’s for medical care. Those aging in place and using Home Health services do not have to be licensed. However, if the beneficiary or Veteran has been diagnosed with a cognitive disorder such as Alzheimer’s, a physician’s statement must indicate that a protective environment is in place.

If you are seeking Aid and Attendance benefits while living or would like to move to an Assisted Living or Skilled Nursing Facility, the facility will be required to sign a statement verifying the type of care being given or what they are expecting that resident to receive.  You will also be required to submit a “Care Provider Report”.

How do you know if you may qualify? Here are a few simple indictors:

  1. Age: you or surviving spouse must be 65 or older or officially disabled if younger.
  2. Period of Military Service- you must be considered a “wartime veteran”, meaning that you have served a minimum of 90 days with only one of those days during wartime dates. You did not have to serve in combat to qualify.
    1. World War II: December 7, 1941-December 31, 1946
    2. Korean War: June 27, 1950-January 31, 1955
    3. Vietnam War: August 5, 1964-May 7, 1975
    4. Gulf War: August 2, 1990-Undetermined
  3. Discharge Status: you cannot be dishonorably Discharged

Applying and understanding these benefits can get very complicated, seeking the professional guidance and advice of a licensed, professional Elder Law Attorney is encouraged to help guide you through this process. If you can receive a referral from a family friend or your Trust and Estate Planning Attorney, this may help guide you in the right direction.

If you are needing additional funds to cover the cost of Home Health services, Assisted Living, or Skilled Nursing for you and your spouse, you may qualify for:

Living Veteran                                                  Monthly Rate

Housebound Without Dependents:                       $1,340

Housebound Without Dependents:                       $1,680

Aid and Attendance W/O Dependents:                 $1,830

Aid and Attendance W/ Dependent:                     $2,169

In October 2018, the VA made new rules to fiscally qualify for benefits. The new net worth limits of $123,600 became effective. They will look at the Veteran’s overall net worth in addition to income. There are also other rules that could affect a Veteran from qualifying, seeking professional guidance may be helpful.

If you believe that you or a Veteran loved qualifies for Aid and Attendance, it can always be helpful to speak to the Assisted Living or Skilled Nursing facility that you are considering, and they may have folks who are trained to assist you through this process as well.

If you find that you or your Veteran qualify, and you begin your process to apply, you are encouraged to get organized, make sure that all your paperwork and forms are completed. Above all, do not get discouraged.

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