June 10, 2020
By Brooke Chaplan
If you are helping your elderly family find a new place to live, you may want to consider a senior-friendly apartment complex. This way, you know they are moving into a place designed with their comfort, convenience and safety in mind. Use the following tips to find a senior-friendly apartment complex for your elderly family.
Narrow Your Search
The first thing you want to do is narrow down your search to your criteria. You want to look into communities that are specifically designed for seniors rather than a standard apartment community. It is also important to consider the age range of your elderly family. There are some places that only allow seniors over the age of 55 years old or 62 years old to move into the community.
Independent or Assisted Living
You also want to decide if you are looking for an independent or assisted living community for your elderly family. If your seniors can take care of their daily tasks and activities, they may be happier in an independent living community. However, your seniors may need an assisted living community if they cannot handle tasks such as bathing, grooming and dressing on their own.
Research the Amenities
If you are looking for luxury apartments for rent for your elderly family, you want to check out the amenities of the apartments and overall community. The apartment amenities may include large walk-in showers, temperature control and safety features. Your seniors may also have access to a community lounge, dining room and recreational activities. There are also communities that offer housekeeping, transportation and emergency staff.
Read the Reviews
You can also determine if a senior-friendly community is a good fit for your family by reading the reviews on apartment websites. Residents and their loved ones are not going to hesitate to share their positive and negative experiences. If a community has more negative reviews than positive reviews, you want to cross that community off your list.
Schedule A Tour
Once you find a senior-friendly community that fits your criteria, contact the staff to set up a tour. The pictures and information on the website may not do the community any justice, and an in-person tour of the community gives your elderly family a glimpse of their possible home. You may even be able to decide on the spot if it is a good community for your loved ones.
If you take the time to find a senior-friendly apartment complex that fits your criteria, you are sure to find a community that is perfect for your elderly family.
Brooke Chaplan is a freelance writer and blogger. She lives and works out of her home in Los Lunas, New Mexico. She loves the outdoors and spends most of her time hiking, biking, and gardening. For more information, contact Brooke via Facebook at facebook.com/brooke.chaplan or Twitter @BrookeChaplan
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March 24, 2020
Courtesy of Anita Ginsburg
For many seniors, retirement isn’t a time to sit back and relax—it’s an opportunity to start finally living how they truly want. Whether you love to bike, swim or unwind with a game of golf, there are plenty of active and scenic states that are ideal for anyone who is ready to dive headfirst into their golden years.
Florida may be the most obvious choice, but there are good reasons why Florida is so popular among retirees. Florida boasts beautiful weather, idyllic beaches and breathtaking coastlines along with plenty of affordable retirement villages. Go kayaking, snorkel, and take in incredible views as you navigate winding lighthouse trails. The Sunshine State knows how to give its residents the ultimate mix of relaxation and adventure.
Every island has its own personality in Hawaii. You’ll be able to take a vacation without getting far from home as you make your way across the island, uncovering their hidden gems and finding new favorite destinations. From unbelievable views to tropical weather year-round, Hawaii is always a good idea. There are also plenty of opportunities to hike, take photos, swim, snorkel and connect with nature on one of America’s most well-preserved natural beauties.
If you prefer the mountains to the beach, then consider Colorado as your retirement destination. From the active nightlife in Denver to more quaint and rural towns, Colorado invites anyone who loves to climb, hunt, fish, or raft to enjoy its beautiful landscapes. A major plus of this state is its connection to major interstates that make for phenomenal road trips.
Washington state is filled with beautiful forests and boasts a gorgeous coastline. There are plenty of towns perfect for retirees in the state, including Gig Harbor, which was voted the fourth best place to retire in America by Smart Asset. From amazing, unobstructed views of nature to plenty of outdoor activities and recreation centers, Washington could be exactly what you’ve been looking for.
Look for Activities
Maybe you don’t care so much about traveling or scenic views. Instead, think about what you truly love to do and move somewhere that allows you to do that as much as possible. If you love golfing, look for golf front homes. If you’re excited to finally have time to focus on cycling, move somewhere with good trails. If you want to volunteer your time to a good cause, look for charities you’re interested and supporting. You can even join an organization like the Peace Corps
You’ve spent years waiting for this moment, and choosing the place you’ll likely spend the rest of your life is no small feat. If you can, plan a vacation to the state that appeals to you the most so you can check out houses or retirement communities in person. Work with a financial advisor so you can make the best choice for your future and all the adventure it holds.
Anita is a freelance writer from Denver, CO. She studied at Colorado State University, and now writes articles about health, business, family and finance. A mother of two, she enjoys traveling with her family whenever she isn’t writing. You can follow her on Twitter @anitaginsburg.
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February 12, 2020
Sponsored by: Resort Lifestyle Communities
Independent vs. Assisted Living: What Do I Need To Know?
If you’ve been thinking about downsizing or even transitioning to a new living situation, you’re likely doing a lot of research to discover possibilities and help guide your decision. As someone over the age of 55, those options may include an independent living community or an assisted living arrangement. To some, these options appear to be one in the same, but while each situation is designed to simplify your life, there are a few varying features. Below, we’ve highlighted the differences that separate these two senior living options.
What is Independent Living?
As the name implies, independent living is for seniors who want to continue to live an independent lifestyle. You’ll find residence options like apartments, duplexes, town homes and condos, all in a variety of sizes and floor plans. This type of environment is designed to make life more comfortable and convenient. For example, most offer housekeeping, laundry service, dining plans, and transportation. Imagine the feeling of not having to dust, vacuum, or even mow the yard again!
When it comes to activities, amenities can include fitness centers, multiple on-site dining options, beauty parlors and barber shops, banking, art studios, movie theaters, game rooms, and other entertainment spaces that give you social opportunities to make new friends. Above all, you get the freedom to enjoy the retirement of your dreams.
What is Assisted Living?
Many assisted living facilities have the same features as independent living communities, such as meal preparation, laundry services, housekeeping, and transportation. There can also be planned social activities and opportunities for exercise and special outings. And there’s typically trained staff on site at all times to help with all of the above.
With regard to your living space, assisted living offers an apartment-style setting with access to assistance, as needed. One of the most significant differences is assisted living is designed for those who have special needs and cannot live alone safely. It offers an environment where seniors can receive support for daily activities such as bathing, dressing, medication administration, and mobility.
Assisted living communities tend to have one or more full-time medical personnel, such as certified nursing assistants, who are trained in meeting the needs of older adults. This staff isn’t typically available around the clock like a traditional nursing home, though.
What About a Resort Lifestyle?
You may be wondering where Resort Lifestyle Communities fits into your decision-making process. RLC’s resort lifestyle is a customized experience that meets your individual needs, goals, and interests. They take the best of everything to provide an independent, simple, all-inclusive lifestyle, all for one monthly price with no buy-in fee or long-term leases. They offer all of the luxuries you’d expect: beautiful accommodations, resort-style dining, around-the-clock concierge services, housekeeping, fitness center, travel program, and much more. RLC communities are also a pet-friendly, which allows your furry family members to move with you with no extra fees!
And should the need arise, RLC communities also offer the option of home health assistance to enable you to stay in your home and near your friends for as long as possible. At an RLC community, you have the varying levels of support you’ll need for the multiple stages in your adult life.
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January 8, 2020
Sponsored by: Resort Lifestyle Communities
All-inclusive resorts have been around since the 1950s when the French-based Club Med introduced the concept to their guests. When people learned about the perks of an all-inclusive stay that would simplify vacation budgeting, the idea really took off. Since that time, countless vacation destinations, cruise ships, and even retirement communities have adopted the all-inclusive model.
For more than two decades, Resort Lifestyle Communities (RLC) has offered residents a luxurious, all-inclusive lifestyle that provides a relaxing and worry-free retirement. For many, financial considerations are a priority. Here are five reasons that all-inclusive living with RLC simply makes sense.
- Budget Simplicity
When your rent, utilities, meals, and entertainment are all covered with a single monthly cost, it’s much easier to map out your personal finances. You won’t have the fluctuating costs of heating and cooling your home, and you don’t have to pay for big-ticket surprises, like when your water heater fails or your dryer decides it’s had its last spin. Perhaps even more importantly, RLC’s all-inclusive monthly cost is transparent. No hidden fees! Some senior communities require a nonrefundable entrance or community fee, which is sometimes referred to as your “buy-in.” Because RLC values a worry-free lifestyle in every aspect of our business, they don’t charge buy-in fees or require you to sign a long-term lease.
- Effortless Healthy Eating
Meal planning, grocery shopping, and preparation can make getting three square meals a day tedious and time-consuming. With an all-inclusive lifestyle, you never have to cook unless you want to! RLC offers a signature Freedom Dining program that includes an all-you-can-eat buffet, or a fine dining experience that mimics that of a luxury resort. Professional chefs provide three wonderful, nutritious meals each day, anytime you like. And if you need a snack in between meals, their 24-7 chef’s pantry is the place to go!
- Free Time to Celebrate Life
Time is one of life’s most valuable commodities. When activities or chores like cooking, cleaning, or maintaining a home are done for you, that means you have more time to spend on the things you enjoy most. You can invest in meeting new friends, trying new activities like yoga, taking up new hobbies, and sampling new foods from our executive chefs. The possibilities are endless! Some RLC residents have even joined Wii bowling leagues together.
- Quality Conveniences
Another benefit that’s somewhat unique to RLC is the quality of services you get for your money. Residents’ comfort, safety, and enjoyment are their top priority. In order to support residents in these ways, their all-inclusive pricing includes convenience amenities, like access to live-in managers, a 24/7 emergency alert system, concierge service, gourmet chefs, housekeepers, maintenance staff, a full-time lifestyle director, and so much more. The cost of acquiring these services outside of a senior community would far outweigh the cost of your all-inclusive monthly payment at an RLC community.
- Things Money Can’t Buy
All-inclusive living also offers things money can’t buy. The ability to keep your beloved pet, the many friendships you can create, the feeling of freedom from chores, and daily access to delicious food (that you don’t have to cook), are just a few. When you add it up, all of these benefits equal a life of ease with the freedom to do as much or as little as you want. So, go to that happy hour, try a new fitness class, take a trip to the mall with friends, or relax and take a nap. You can live your life to the fullest – and it’s all included!
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August 21, 2019
By Meghan Belnap
Aging in Place: Top 4 Qualities in the Ideal House for Retirement
Retirement is a challenging time that can be made less stressful if retirees already live in a home that’s designed to meet their needs. While homeowners can renovate their property to better suit this new stage in their life, it’s often easier to search for a home that is already appropriate for retirement and its unique challenges. Keep the following in mind when shopping for a home perfect for with retirement.
Choose a Home with Wide Hallways
Aging makes it harder for homeowners to get around the house. Furthermore, along with old age comes the need to use the likes of canes and wheelchairs. Homes with wider hallways will make it easier to use these new tools and will also reduce the likelihood of injury.
Find a House with No Stairs
When on the hunt for properties that are better suited for retirement, homeowners should look for properties without stairs. While stairs may make a property more appealing for younger and larger families, homes with stairs and multiple levels aren’t ideal for retiring individuals as they can easily lead to falls and similar accidents. As such, homeowners searching for the best properties for retirees should consult with local real estate services to help them find one-story homes in their area.
Pick a Property with Handrails
Though handrails aren’t always a common find in most homes, buyers that are of retirement age should keep this feature in mind. Having handrails in potentially dangerous areas around the house will make it simpler for homeowners to navigate the property. For example, as older people tend to fall easily when in the shower, it’s ideal to have homes already designed with handrails as their presence will help to eliminate the likelihood of falls.
Buy a Home with Access to Natural Lighting
In addition to being designed with homeowners’ safety in mind, properties that are ideal for retirement also offer health benefits to its inhabitants. Homes built with ample windows will have increased access to natural lighting. This allows homeowners access to vitamin D, an essential nutrient that will help improve one’s mental and emotional state.
The right house will make easing into one’s retirement less of a challenge and more of a transition. These properties help to limit any unnecessary dangers while providing homeowners with benefits that will improve their overall quality of life. Keep this guide in mind as you search for the right home for retirement.
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September 27, 2018
Dynamic new community brings a fun, “no worries” vibe to Lowcountry Living – Plan your visit now by visiting our listing on SeniorLivingGuide.com!
This summer’s grand opening of LATITUDE MARGARITAVILLE Hilton Head’s nine Margaritaville-inspired model homes drew more than 2,500 aspiring homeowners for a first look at the vibrant new community’s colorful single-family and villa homes. Visitors also toured the Lake Latitude Club that features resort-style pool, beach area, fitness center and party room.
Latitude Margaritaville Hilton Head is located in Hardeeville, South Carolina — the scenic gateway to Hilton Head Island. This dynamic new community for those 55-and-better who are “growing older…but not up” combines South Carolina’s charm and hospitality with Latitude Margaritaville’s “no worries” tropical vibe to deliver a whole new element to Lowcountry living. Sales have begun in the community’s Phase 1 that includes 203 home sites. Plans call for a total of 3,000 homes.
Latitude Margaritaville is a totally new lifestyle concept by master developer Minto Communities and global lifestyle brand Margaritaville Holdings that is redefining active adult living. Latitude Margaritaville presents the lifestyle of fun, food and music portrayed in the songs of legendary singer, songwriter and best-selling author Jimmy Buffett.
LATITUDE MARGARITAVILLE Hilton Head is the second of the communities to be introduced. The first location in Daytona Beach, Florida was ranked the nation’s most popular active adult community of 2018 by 55Places.com. Additional LATITUDE MARGARITAVILLE locations are planned for some of the nation’s most popular destinations, including Watersound, Florida in the Florida Panhandle.
LATITUDE MARGARITAVILLE Hilton Head includes walkable neighborhoods, golf-cart friendly streets and a lively Town Center, currently under construction and slated to open in 2019. Music will play an important part in the community with residents enjoying live entertainment under the bandshell and dancing in the Latitude Town Square.
Resort level amenities will include a state-of-the-art Fins Up! Fitness Center with aerobics studio, indoor lap pool, spa, group fitness classes, wellness and community programs and more. Additional amenities include a Paradise Pool with beach entry, cabanas and tiki huts; tennis, pickleball and bocce ball courts; Workin’ N’ Playin’ Center for arts, crafts and other programs, and a Coconut Telegraph Business Center. Residents can relax at a Latitude Bar & Chill Restaurant, Changes in Attitude poolside bar and Last Mango Theater for dances and banquets.
For golf cart tune-ups there will be The Hanger workshop, and pets will be pampered at the Barkaritaville Pet Spa and Dog Park. In addition to the many in-community amenities, an adjoining 290,000-square-foot golf cart-accessible neighborhood retail center is being developed in partnership with Sutton Properties, Inc.
A wide range of home designs and floor plans are offered. LATITUDE MARGARITAVILLE Hilton Head model homes are from three distinct villa and single-family home collections – the Caribbean, Beach and Island. Four villa home models include the Antigua, Barbuda, Jamaica and Nevis, ranging from 1,503 to 1,862 square feet under air. Additional villa floor plans include the Caicos and Lucia. All have two bedrooms, den or hobby room, two baths, covered lanai with option to add a pool, and two-car garage. Villa pricing starts at $243,990.
Five single-family home models include the Coconut, Parrot, Breeze, Aruba and Trinidad. Additional single-family home floor plans are available, and include the Hammock, Cabana, Bimini and St. Bart. Single-family homes range from 1,684 to 2,564 square feet under air and feature two to three bedrooms plus den, two to three-car garages, two to three-and-a-half baths and a covered lanai with option to add a pool. Pricing for single-family homes starts at $293,990.
The LATITUDE MARGARITAVILLE sales center is located at 356 Latitude Boulevard, Hardeeville, South Carolina. Hours are Monday-Saturday, 9 a.m.-5 p.m., and Sunday, 11 a.m.-5 p.m. For information, call 844-388-6777 or visit www.LatitudeMargaritaville.com.
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June 14, 2018
By: Darleen Mahoney
Independent Senior Housing, Independent Living Communities or Age Restricted Communities are created for Seniors that are typically active, healthy, and do not require medical assistance. The biggest factor is the age restriction that is placed on the residents that move in, typically the age is 55+-62, but can vary. Its not unusual that some new residents are still working and are years away from retirement age. These communities are built in neighborhoods of homes, townhomes, condos, cottages, apartments, or any type of home where the residents can maintain an independent lifestyle. These communities may offer amenities that attract residents like golf courses, pools, community centers, work out centers, and include ground maintenance and security. There is an activity director who plans a calendar of events including group trips, special dances and karaoke nights.
What are the benefits of an Independent Living Community? These communities provide senior specific social environments and activities to residents that appeal to their “senior only” residents.
Residents of an Independent Living Community live alone or as a couple without any type of skilled nursing. If their health declines and they choose to remain in the community, they still have the option to hire home health care providers or private caregivers.
There are many variables on policies as these are set by management. Depending on a public, private, or government managed property the policies may vary greatly. Costs should line up with the market value for similar housing and community in the area. There can be additional community related costs and taxes for landscaping, pool maintenance, etc. There are subsidizes programs through the U.S Department of Housing and Urban Development for those low-income seniors in need.
If you are an independent, active adult over the age of 55 you have many options to choose from in Independent Senior Living! Visit us on www.SeniorLivingGuide.com, click on Active Adult/Retirement, then click on your State and Region of Interest and begin researching what each one offers you and your lifestyle! Happy House hunting!
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May 16, 2018
Courtesy of Janet Campbell
It’s never too late to become financially literate. Statistics show that 65 percent of Americans do not have a budget, which suggests that many enter their elderly years uninformed about personal finances. Taking good care of your finances at this stage of your life is essential – your financial stability, health and personal happiness are at stake, so consider carefully these tips that financial advisors consider crucial for older adults.
Set a budget
Establishing a budget helps you keep track of where your money is going and makes it considerably easier to plan for the future. Most advisors contend that setting up and sticking to a budget is the most important building block in maintaining one’s financial health. It’s especially important for seniors because it ensures that you’ll have enough money to pay for the things you need and want. If you’ve never lived according to a formal budget, once you’ve got it down and incorporated it into your routine you can predetermine what months you’re likely to be tight on money and when you’ll be in the black. A budget helps you plan for unexpected expenses, those times when life bites you and forces you to dig deep into your funds.
Sidestep the scams
Beware of fast-talking salespeople and telemarketers looking to take advantage of confused and vulnerable elderly people. They’re usually the first ones to be targeted, so watch out for “deals” that involve a lot of complex detail, evasive answers or an unwillingness to answer questions, a lack of documentation (i.e. no paper trail), and pressure to sign a contract right away. This is always a red flag, no matter who’s involved or what stage of life they’re in.
Be skeptical about investments
If you retired with investments, they can give you a real advantage in your senior years but it’s dangerous to rely on them too heavily. A budget can help you forecast but it can’t help you where the market’s concerned. An over-reliance on the returns it can bring is a dangerous way to approach your finances, especially if you’re working with limited funds to begin with. Unscrupulous salespeople are especially dangerous when it comes to stock market investing, which can be arcane and intimidating to someone with limited experience. A good rule of thumb is, if it sounds too good to be true, it probably is. Remember, savings, a good budget and careful money management are the building blocks of a solid financial foundation.
Many people nearing or having reached retirement age tend to see Social Security as a nest egg or financial magic bullet. Yes, you can begin drawing on your social security benefits beginning at age 62, but it can be well worth your while to wait a bit. Nevertheless, it’s estimated that 75 percent of Americans start going through their benefits early, which means they’re not maximizing what they could be getting from Social Security. Timing is a big part of doing Social Security right. Put simply, the longer you wait to draw Social Security, the more you’ll get each month. Taking Social Security before official retirement age (between 66 and 67) results in an unnecessary reduction of your benefits, whereas your benefit increases as much as 8 percent a year if you wait until you reach 70.
Follow the basics
The old rule that says you should have three months of expenses ready to go still stands once you reach old age. If you’ve ignored that rule during your working lifetime, make a good stab at it. Set aside what you can in case the unexpected happens when you’re at your most vulnerable. Some people age 65 or older are able to sell their life insurance policy, which may be an option to consider if you can’t afford the premiums or don’t need one anymore. Just be sure to do your research first so you understand the ins and outs of the process.
Keep following the same good financial advice you’ve gotten throughout your life once you reach retirement age. Budget, save, and stay away from “can’t miss” investment offers. Much of what’s served you well all those years won’t go wrong once you hit 67.
Courtesy of Pixabay.com.
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February 27, 2018
By: Darleen Mahoney
Texas is at the top of many retiree’s lists when looking for their ideal state to retire and enjoy their “golden years”. What does Texas offer that is attracting retirees, specifically Baby Boomers, to the Lone Star State?
Texas is the second largest state in the country and offers a wide variety of topography and open spaces for them to live around. The choices range from mountainsides with views of plains and prairies to coastal plains and forested hill country. There are independent and active adult communities new and existing with the amenities and social opportunities that retirees may be looking for today. If you are looking for a fast-paced town with concerts and night life or peace and quite in a natural environment, Texas has them all. http://www.nic.org/blog/key-takeaways-lone-star-states-seniors-housing-market/
While Florida is clearly still at the top of the list for many retirees moving from the North to enjoy the sunshine and beaches, Texas offers many of the same attributes in their weather conditions, which can be a big draw. The mild temperatures vary within the state and provide many opportunities for retirees who want hot summers and cool winters, like San Antonio or Austin. If they prefer a bigger city with a lot of diversity and activity, baby boomers may be attracted to Houston and Dallas, even though they have higher humidity during the summer with more rain.
While some of the biggest draws are the weather, topography, and local activities; it may come down to the brass tacks of affordability. Texas has lower taxes, a lower cost of living, and a reduced tax rate (including no personal income tax). This is important because a retiree with a fixed income is going to be able to make their budget go farther. Therefore, it’s no surprise the state of Texas would be considered one of the best places to retire financially.
Whatever the reasons – varied landscape, warmer climate, diverse cities, or affordability- Texas is attracting retirees. Texas active adult communities are growing to accommodate this emerging growth, meet the needs of the Baby Boomers, and ultimately become a retirement destination for active adults.
Visit us on www.seniorlivingguide.com , click on Texas to visit different Senior Housing available in the Lone Star State.
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February 20, 2018
Older Posts »
By: Darleen Mahoney
I am on my own personal journey to discover what the best decisions are for my Dad. He is 71 years old and starting to decline both physically and mentally. He decided to be independent and retire in a 55+ restrictive community years ago, but I see the need for additional long-term services for him in the near future. On this journey, I found myself needing a clear vision on what are our options might be that would be best for him and his needs.
I started looking at continuing care community options – what they entail and if it would be a good fit. I regretted that this option was not considered years ago and wondered if it was too late for him to make this move.
Continuing care communities are independent living housing with all the perks of the social, recreational and other retirement community extras that keep independent seniors active. They also have two additional tiers of care available – assisted living and nursing level care. Later, if the independent senior’s health declines, they can smoothly transition to the assisted living tier, and then, the nursing side, if needed.
According to the AARP, “Nearly 90% of people 65 and older said they would like to ‘age in place.’ And yet the hard truth is that a beloved house in a familiar community can become both physically impractical and socially isolating over time”. http://time.com/money/4579934/continuing-care-retirement-communities-cost/
Once you decide that this is a viable option for you or your loved one to explore, it’s a matter of choosing which one would be right for you.
The AARP recommends that you take many steps to make this determination:
- Visit multiple residences
- Take a tour, talk to the residents, staff, and visiting family members.
- Ask staff members how long they’ve worked there; a good sign of quality is low turnover.
- Check with the Commission on Accreditation of Rehabilitation Facilities. Many assisted-living residences, nursing homes, and CCRCs voluntarily apply for accreditation, which means they meet many quality measures.
- Get clear information on financial arrangements and costs
- Discuss at length with your loved ones, they will help you make a good decision in your best interest.
Regardless of whether a continuing care community is right for you or your loved one, it’s always best to be informed and proactive when making plans of this magnitude. Their health and happiness in the long term is dependent on finding the best senior living arrangement.
When you’re ready to begin your search, remember SeniorLivingGuide.com – the nation’s fastest growing senior housing and services resource!
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