July 2, 2019
Courtesy of Lizzie Weakley
If you are now retired and no longer get your income from working a full-time job, there are several clever ways to make some extra cash when money is tight. Many of the best ways to earn a passive income don’t require a lot of strenuous mental or physical labor. Here are a few ideas for making some extra money as a retiree.
Attend Focus Groups
Taking part in focus groups merely involves giving your opinions on certain products, services or social issues. You might get the chance to try a new food product, give your opinions on the latest electronics, or even take part in a mock jury for an upcoming trial. Many of these focus groups will pay handsomely for just a small amount of your time (possibly as little as one hour). Payment often comes in the form of cash, a check or a gift card.
Work as a Sitter
Whether you want to babysit, housesit or pet sit, you can make money by acting as someone’s eyes and ears when they’re away to ensure that nothing bad happens. You’ll want to have references so that people who want to hire you can verify them to guarantee that you’re trustworthy. You can be a sitter as part of a one-time gig or sit more regularly on your own schedule. To find sitter jobs, there are websites for specific types of sitters that you can browse and join.
Sell Your Life Insurance Policy
You might be asking yourself, “Can I really sell my life insurance policy for cash?” the answer is yes if you meet certain eligibility criteria. Through a process known as life settlement, you can usually sell your policy if you are 70 years of age or older and your policy totals $100,000 or greater. A person who is under the age of 70 might be able to sell their policy if they’ve been diagnosed with a terminal illness. The policy types that can be sold include term life, whole life and universal life.
Sell Arts and Crafts Online
If you have a knack for creativity, you may be able to turn your skill into a money-making opportunity. You can sell any unique pieces of artwork or crafts that you make to customers online and watch the money come into your bank account. Selling items with holiday themes can be especially lucrative around holidays. There are several arts and crafts websites that you can join to start selling your goods.
Supplementing your income as a senior doesn’t have to involve a lot of backbreaking labor. By tapping into the right resources and putting your already-existing skills to work, you can make the money that you need in almost no time.
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June 27, 2019
Courtesy of Anica Oaks
Slip and fall accidents are frighteningly common, and one of those mishaps can result in a major injury that brings your life to a grinding halt. As soon as you are injured on another party’s property, you must take steps to protect your health and finances.
Head to the Emergency Room
Following a slip and fall accident, you should immediately head to a hospital or an emergency medical center to get treated. You will also need to keep an eye out for any delayed symptoms that you might experience in the coming days. That includes unusual headaches, abdominal pain, dizziness, muscle weakness, and chronic fatigue.
It is an unfortunate fact that these cases can become very convoluted, and you are going to need solid evidence if the situation escalates into a lawsuit. In addition to keeping track of your medical treatments, you must also collect the contact information for any witnesses. Many experts suggest that victims should immediately write down exactly what took place as well. Once your adrenaline wears off, you might begin to forget important details.
Notify the Owner of the Property
When it comes time to notify the owner of the property, you need to be very careful about what you say. As a general rule, the only information that you should give them is your name, the date of the accident, and your contact information. Trying to argue or reason with the owner of the property is only going to hurt your case later on.
Contact an Attorney
You deserve to be fairly compensated after a slip and fall accident, and that is why you need to contact a lawyer right away. A slip and fall injury attorney can collect information and build an airtight case on your behalf. One of those professionals might even be able to get you the compensation that you deserve without filing a lawsuit.
Decline to Give Statements
Once you have contacted your attorney, you shouldn’t give statements to anyone else. Claims adjusters and legal representatives will probably start to call you within hours, and those individuals want you to make mistakes. Unless your lawyer is by your side, you should politely decline to give any statements.
In addition to these five steps, you must also follow all of the instructions given to you by your doctors. Those medical experts want to get you back on your feet as quickly as possible, and they are going to come up with a comprehensive recovery plan that helps you avoid long-term health complications.
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June 24, 2019
Courtesy of Lizzie Weakley
It used to be an accepted part of life that people would need dentures when they reached a certain age. However, dentures are no longer inevitable today. Taking proper care of your teeth can keep them in good shape for many years to come. If you want to maintain a full set of pearly whites as you age, here are four options to keep your teeth in your mouth and off the nightstand.
Braces aren’t just for teenagers anymore. If you missed out on straightening your teeth as a child or have teeth that have relapsed from previous treatment, orthodontic treatment can align your teeth and improve your bite. Teeth that are straight and aligned last much longer than teeth with crowding, which makes it difficult to clean them thoroughly, or malocclusions that cause wear and tear on the tooth’s surface.
Missing teeth often lead to more missing teeth. When you lose a tooth, the jawbone becomes weaker and surrounding teeth begin to loosen and shift. Protect the rest of your teeth by replacing missing teeth with dental implants. Implants can even be installed on teeth that have been missing for years. Unlike dentures, implants replace the tooth down to the root, which strengthens the jaw and helps to keep existing teeth in place.
Root Canals and Crowns
A damaged or abscessed tooth doesn’t automatically mean an extraction. Many teeth can be saved with root canal treatment and a crown. It might be tempting to save money in the short term by having a tooth pulled instead of getting a root canal, but that savings today will cost you in the future when the surrounding teeth begin to loosen.
Gum disease is a common cause of tooth loss. If you want to keep your natural teeth, it’s important to stay on top of gum care. Twice-yearly cleanings are essential for keeping your gums healthy, but sometimes aging and illness can cause periodontal disease despite good care. Prompt treatment, such as a gum graft or laser treatment, from a gum specialist called a periodontist can save your gums and your teeth.
Although these four options can help keep your aging teeth healthy and prevent tooth loss, regular visits to your dentist are the most important factor in keeping your teeth healthy at any age. Make an appointment today to get a cleaning and checkup and to learn more about retaining your smile into your golden years.
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June 10, 2019
As a caregiver of an elderly parent, getting away is a must. But it can also be very difficult. It can be even more difficult if you don’t have a backup plan to help when you are away.
If you’ve decided to book a vacation that includes your elderly or cognitively impaired parent, make the most of it. You want to make great memories with your parent, but also want your vacation to be relaxing and memorable for yourself and your family. The answer is to plan very carefully and look at a few options.
You will need to plan and pack meticulously.
- Make sure that you have medical clearance
- Pack medication and any necessary paperwork
- Make driving comfortable
- Plan frequent breaks during travel and while vacationing
- Relax and enjoy time together
For additional relaxation and downtime, you may want to consider hiring a caregiver to travel with you – which could be very costly. Another option would be to find a destination that provides secure vacation and temporary accommodations for your elderly or cognitively impaired parent.
Market Street at East Lake is in beautiful Tarpon Springs, Florida which is a vacation destination! Market Street at East Lake offers limited vacation stays in a resort-style setting with chef prepared meals, private label wine and fully furnished suites in an assisted living and memory care facility for your loved one.
While your loved one is in a safe and secure environment, you can enjoy the aspects of your vacation that you, as a caregiver, need in order to recharge and energize. If you choose a destination with a facility as accommodating as Market Street at East Lake in Tarpon Springs, you have the option to drop by and pick up your loved one for a pool day or dinner. It could be the perfect solution that you have been looking for.
Come and see what Market Street of East Lake has to offer your loved one.
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June 5, 2019
Courtesy of Lizzie Weakley
If there’s one thing that can help determine how you feel the next day, it’s a good night’s rest. Depriving yourself of quality sleep can be bad for your health. In fact, it can be downright dangerous. Driving without sleep is very much like driving drunk. As one gets to a senior age, there are plenty of reasons one might lose sleep, but it is just as important to get the rest you need.
There are many ways to help ensure that you sleep well: avoiding alcohol and caffeine before bed, having a regular bed-time, and otherwise establishing an effective routine. However, one of the keys to getting quality sleep is having the right mattress. Not everyone can sleep comfortably on every mattress. As you get older, you might have more regular back pain or your body might need a particular kind of support. Luckily, there are specially designed mattresses that may improve your sleep by leaps and bounds. Below are four possibilities to consider.
One option that helps many people improve the quality of their sleep is memory foam. If you think your mattress is too hard or stiff, memory foam may be a great choice. The material used actually conforms to the shape of your body while you lay on it. It adapts to your body’s contours and can provide great support for both your shoulders and hips. Memory foam can wear out over time, so you want to look for a mattresses that guarantees long lasting comfort. Some memory foam mattresses, like those from Lulu Mattress, include cool gel, which can help regulate body temperature to ensure that you will not get to too warm or too cool.
A second popular choice is known as a smart gel mattress. Distinct from the aforementioned cool gel, these kinds of mattresses have an extra layer of gel added to the design of a foam mattress either in the support system or the mattress’s layer of upholstery. Smart gel mattresses work similarly to memory foam mattresses but can provide more support, as they have a stable, but flexible, structure. If you have back pain or similar problems, smart gel can help support your body, while providing comfort. These kinds of mattresses also dissipate body heat more while normal memory foam tends to absorb and retain it.
A third choice for sleepers who want a bit more support with their mattresses is to choose a pillow top mattress. A “pillow top” usually exists as an extra layer of support you add yourself on top of an existing mattress. They are very soft and often feel and function similarly to a memory foam mattress. However, the extra layer can provide better support than a mattress without a pillow top would.
Lastly, you may prefer to use a latex mattress. Latex mattresses can come in varying degrees of cushion and firmness. You can choose a latex mattress that best meets your needs in regards to the level of support you need as well as your individual sleeping style. They absorb less heat than memory foam mattresses, and thus can help keep your body cool as you sleep. They are also often made of more natural materials than memory foam as well.
Overall, sleep is important. It helps determine your overall health and your energy throughout the day. Sleep is even more important for seniors, who often need more energy throughout the day. Performing some research when looking for a mattress, even consulting your doctor, can help you determine the kind of mattress that is right for both your body and your finances. The body of every person, old or young, is different and needs different things. Certain designs may do a better job of providing you with the kind of support you need to get a good night’s sleep.
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June 3, 2019
Courtesy of Chloe Bennet, a career blogger at Assignment help Australia and Sociology help Australia, websites that provide resume and business writing help. Also, she teaches public speaking and online course creation at Paper Fellows portal.
If you’re a senior looking for an online part-time job, you are not alone. Many seniors are looking for ways to make some extra money or even just to stay busy in retirement. The internet has created many opportunities for freelance work. Here are nine ways for seniors to make money online part-time.
Use your skills
One easy way for seniors to make money is by simply using the skills they employed while in the workforce. Only this time you get to be your own boss and work online on your own terms. Use the lessons you learned while you were an employee to build a successful online business. You can also use those same skills as a freelancer on sites such as Freelancer, Guru, and Snag Jobs.
If you have experience teaching or tutoring experience, then why not make some money tutoring online? Even if you don’t have that kind of experience, if you have an area of expertise then it’s worth giving it a try. Tutoring online is a great way to be social and meet some nice new people while you’re earning money. You can find work doing online tutoring at sites such as Essay Helper and Chemistry Writing.
Sales and marketing manager
There are tons of freelance opportunities for seniors who have experience selling products and managing clients. If you have communications experience and can adapt to the new digital and social media aspects of marketing, then this could be a great job for you. The best way for you to find this kind of work is through your own professional networks. Sell yourself, your experience, and how you can benefit your potential clients and you will find plenty of jobs.
Do you have an academic background? You can use your knowledge and experience to make money online as an academic writer. Make some good money and keep your mind extra sharp by writing paper and essays. You can look for academic writing jobs at places such as College Paper Writing Service and History Help.
Passive income has a bit of a tarnished reputation and many people are skeptical about the idea. But there are many legitimate ways of creating passive income and you can start before you retire. There are companies where you can earn this money without needing to join anything or aggressively market to people. Be smart and find someone with a promising marketing tree and then try and position yourself at the top of it. As long as the company exists, your tree will grow and so will your passive income.
If you were in accounting or tax consulting before retirement, that is something you can continue with on a freelance online basis. Keep your eyes open for people looking for tax help during the busy season. One segment to pay attention to is small business owners looking for someone to help them balance their books. These interactions can lead to further opportunities such as consulting for them on all kinds of financial subjects.
Blogging is a fun and creative way for seniors to make extra cash online. You can blog about anything you want. Some of the best blogs are about niche topics like homebrewing or model trains. But you can successfully blog about anything if you have an interesting personality and a writing style to match. Look for blogging jobs at sites like Academized.
Information technology is a large part of the economy, so there are many seniors with experience in jobs such as web development. But how many of them have considered web developing as freelancer in retirement? Some of the tools and technology have changed, but if you’re willing to learn there is work for you as a developer. Besides, updating your skills and learning is a great way to keep your mind sharp and focused. You can find work on tasks such as technical support for businesses that are too small to maintain a full-time IT person. Oh, and did we mention you can do it from the comfort of your own home?
Publish your own ebook
If you enjoy writing, there’s a good chance you’ve thought about writing a book. Very few people actually follow through on this dream, but retirement gives you the time to do it and earn some money while you’re at it. Maybe you’ve been blogging about something for years and consider yourself a bit of an expert. Why not compile all those posts, polish them a bit, and turn them into an ebook that you can earn some passive income from?
The internet offers many opportunities for seniors to earn money working freelance and part-time. Many seniors can make money online using the same skills and knowledge they used in their career.
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May 23, 2019
Courtesy of Lizzie Weakley
Healthy teeth are a vital part of our overall health. They allow us to eat comfortably and help to reduce the chances of secondary infections from dental problems. As we grow older, though, it may not be possible to maintain our original teeth. Decay or damage can simply be too extensive, and it becomes time to talk about other options for improving your oral health. One choice that is growing in popularity is dental implants. If you have teeth missing or in very poor condition, there are several reasons why you may find that implants are a good choice for you.
You Replace Only The Missing Teeth
Tooth loss is rarely organized. You may lose one on the upper right, one on the lower left, and one in the front, or any other random order. Bridges, partials, and dentures require larger openings for insertion, but dental implants can take the place of a single tooth. If an adjacent tooth needs to come out later, it is no more complicated to add another implant. Other dental options require a totally new appliance for the expanded space.
You Won’t Lose Them
This goes for loss from inside your mouth and out. One of the greatest inconveniences and fears of dentures is that they will come out of your mouth when you are speaking or eating. All on 4 dental implants are permanently attached, with no concerns about adhesives. And because they don’t come out at night, you won’t worry about dropping them, getting them dirty, or leaving them in a hotel room.
They Are Easier to Care For
Dentures require a container for cleaning and a seemingly endless stream of tablets. They take up space on the bathroom countertop and provide an unpleasant intrusion when you are a guest. Dental implants are brushed and cared for just like natural teeth, reducing the expense, mess, and space associated with caring for your teeth.
They Will Last Longer
Typically, dentures only last five to eight years, while dental implants can potentially stretch out as long as 15 years with proper care and with gentle use. Using dentures can mean additional time at the dentist on a more frequent basis, as well as the expense of purchasing new appliances more frequently.
Having healthy teeth is an important part of your overall health, especially as you enter your senior years. However, the effects of time and life can leave your teeth in poor condition and in need of removal. At that point, you have a choice between traditional options like dentures and bridges, and more permanent solutions like dental implants. Over time, implants are less expensive and more practical.
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May 2, 2019
Courtesy of ScootersNChairs.com
Wheelchairs are mobility tools that help people who have difficulty walking or who can no longer walk at all achieve greater independence. The most obvious difference between a manual wheelchair and an electric one is that an electric power wheelchair doesn’t require that you have tremendous upper body strength or someone to push you around in it. That said, the differences between the two types go far beyond this simple comparison.
No one wants to rely on a wheelchair for a temporary or permanent length of time. If you or a love one have reached a point though where you must use a wheelchair, review the information in this comparison guide to help you make an informed decision.
A manual wheelchair offers less mobility than an electric one. These wheelchairs aren’t great for all day or long-distance movement. Anyone who has incredible strength and durability eventually tires while either trying to turn the large rear wheels and maneuver the chair and their own body weight or maneuver and push the chair and the weight of the person sitting in it from behind. On the other hand, electric wheelchairs feature a battery, motor and other parts to make them self-propelled and entirely drivable with little effort. The person sitting in the chair simply moves a joy stick. These wheelchairs are a fantastic solution for anyone who doesn’t have enough upper body strength or a caregiver who can push them. Electric power wheelchairs also make it easier for users to travel to locations near a home or office without a car and up and down hills or around curves without fear of losing strength and control.
Since electric chairs are often designed for long-term mobility, they also typically feature more padding than manual wheelchairs. If a person has a painful chronic condition, they might prefer an electric wheelchair because it offers a softer and more comfortable, thickly-padded seat. A manual chair usually features thinner seat and back padding so that the chair is easier to collapse and transport. Additionally, electric designs have evenly-distributed wheels that move more smoothly along level surfaces. Some electric-powered wheelchairs even feature all-terrain wheels for uneven surfaces. All electric designs reduce the jarring movements that typically occur when someone tries to force a manual chair to move in a particular direction.
Many people choose manual wheelchairs because they’re less expensive than electric wheelchairs. A powered wheelchair has a lot more parts and an electrical system that can break down at any time from something as simple as a dead battery, faulty wire or circuit board or even a lightning strike. Some models have complex systems that require expensive future software or hardware updates. A manual wheelchair simply has a seat, back, handles, arms, leg rests and wheels. As a result, an individual or their insurance company pays a lot more for an electric chair mobility option upfront and during maintenance and repair scenarios than for a manual one.
When comparing mobility products, it’s fairly obvious that manual wheelchairs are easier to transport in vehicles than electric wheelchairs. A manual chair is lightweight and typically folds or collapses in a way that makes it fit well in most standard-sized automobile trunks. An electric wheelchair requires either a special van or large headroom vehicle that features a lift or ramp if the user wants to go somewhere on their own or travel with someone else. Some people use an electric wheelchair at home and a manual one when traveling with a caregiver.
Battery-powered robotic leg braces and exoskeletons have become the next best potential alternative to wheelchairs for people who suffer from leg paralysis. These mobility products are still in early development and can cost tens of thousands of dollars. Automobile manufacturers have also come up with new vehicle designs that make it possible for wheelchair users to simply roll into their cars and drive away while still seated without depending on lifts, ramps or trunk storage.
Scooters ‘N Chairs is offering a bi-annual mobility scooter giveaway for Seniors. Click here for your chance to win a mobility scooter: https://www.scootersnchairs.com/pages/mobilityscootergiveaway
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April 25, 2019
Courtesy of Kara Masterson
Chances are that you know someone who has entered the elderly phase of life. It can seem difficult to watch older members of society struggle to do tasks that younger people take for granted. Fortunately, voice guided technology can help the elderly to function more effectively in their daily lives. Here are three reasons why voice guided technology is involved in servicing the ongoing care of this segment of the population.
When the Elderly Fall
Often, the elderly can experience a major fall when no one else is around. This can be a dangerous situation for many people who live alone. Fortunately, modern advancements in voice guided technology makes it possible for older members of society to reach out for help in these situations. It turns out that a device like Alexa in the home can be a useful tool for aiding a fallen elderly person who needs to call for help in an emergency. Not only is Alexa capable of being voice commanded to do tasks, but it is a very affordable option that even retired persons can take advantage of in their homes as well.
At Home Medical Monitoring
Another area where voice guided technology is beneficial to the elderly arises with the need to monitor and interact with the health needs of these individuals. This is an important area of advancement, because many elderly people cannot easily drive themselves to doctor’s appointments. However, they may still require regular medical care as in the case where a patient uses a Home Kidney Dialysis Machine to perform peritoneal dialysis. Such devices can guide the patient with step by step verbal instructions to ensure the proper outcome.
Voice guided technology is opening up digital access to the elderly. This can be mostly seen in how this technology is helping this segment of the population stay connected with family, friends and access information online. Due to the fact that so many elderly people are blind or visually impaired, voice guided technology can make it possible for these individuals to use modern phones and even successfully navigate and interact on popular social media-based websites. As a result, this provides an elderly person with the ability to access information and communicate with anyone they desire like everyone else. These kinds of barriers have been eliminated by the use of screen reading software that talks to a user and by voice recognition software that gives an elderly user voice command-based control over an Internet ready device.
Growing old is no longer the isolated situation it used to be. Modern devices are using voice guided technology to allow these individuals to live more fulfilling lives. From meeting at home healthcare needs to providing older individuals with a broad range of entertainment and social avenues with which to occupy their time, voice guided technology has truly redefined what it means to enjoy life after retirement.
April 11, 2019
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