January 22, 2018
By: Darleen Mahoney
Being financially prepared before and during retirement is integral in assuring a comfortable and less stressful “golden years”.
Knowing what your retirement bills will look like verses your work life bills and expenses are helpful in budgeting. You may save money on commuting expenses and buying expensive clothes, work lunches and multiple co-worker “life events” financial contributions, but what is the offset in your income?
The first thing you would want to do is assess your finances. Any good budget begins with understanding of your current income and expenses.
Your biggest expense in retirement will most likely be your housing. If you can pay off your mortgage before retirement this will eliminate your biggest monthly expense. If you are unable to do this, you might find it beneficial to downsize and decrease your monthly mortgage, cashing in on any equity to help build up your nest egg. You may also want to consider retirement living and active adult retirement communities as options as they can offer turnkey solutions for long term home stability.
The other biggest expense during retirement will be health care expenses. It is imperative to do a deep dive into what is available to you, especially if you retire before being eligible for Medicare. You may also want to consider budgeting and saving for long term care expenses, as you or your spouse may need them.
Tracking your expenses with online budgeting tools can also be a real eye opener on where your money may be going. Budgeting tools like Mint and You Need a Budget will sync with your bank account and will be able to track where your money goes. https://money.usnews.com/money/blogs/on-retirement/articles/2016-08-10/7-tips-for-budgeting-in-retirement
Additional recommendations you might want to consider:
• Have fun-watching TV is not a healthy way to live and these should truly be the years that you have worked so hard for!
• Emergencies! – Big ticket items like New AC, Car repairs, new refrigerator, etc.
• Avoid Debt!
Most retirees have a fixed budget where they may live on a month to month income, creating a budget and being prepared will allow you the opportunity to enjoy your retirement with less financial stress.
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January 15, 2018
By: Darleen Mahoney
Depression is a common problem in older adults. It may be difficult to distinguish the difference between a senior who is just feeling “sad” and one who is experiencing geriatric depression. Geriatric depression is a mental or emotional disorder affecting older adults. These seniors that are would fall under “high risk” might be those that have experienced strokes, hypertension, atrial fibrillation, diabetes, cancer, dementia, and chronic pain. There are specific signs that would tend to be lend more to geriatric depression over moments of sadness. It is important to be aware of these signs because there are also steps to take to help our Seniors, depression is not a normal stage to getting older. Their “golden year” should be just that…golden!
Some signs and symptoms to look for would include: decreased energy levels, more physical problems, such as arthritis and headaches. Other signs that need to be addressed quite seriously would be loss of self-worth, slowed speech, increasing alcohol intake or drugs, thoughts of suicide.
Because depression is not normal and addressing them with our elderly can be tricky, pay attention to signs other than verbal.
“Older adults often say, ‘I am not sad,” or ‘I am not lonely,’ because they do not want to be a burden on the family,”
“Instead, they show signs of distress by wringing their hands excessively, getting agitated or irritable, or having difficulty sitting still.” according to Dr. Strem (www.health.com/health).
Be vigilant of these types of communication signs as well as the physical signs to be more proactive in care and getting the help needed.
The good news is there is help! There are medications as well as lifestyle changes!
Medications Include: www.healthline.com/health/depression/elderly#treatment5
- Selective serotonin reuptake inhibitors (SSRIs)
- Selective serotonin-norepinephrine reuptake inhibitors (SNRIs)
- Tricyclic antidepressants
- Monoamine oxidase inhibitors (MAOIs)
Lifestyle Changes Include: www.healthline.com/health/depression/elderly#treatment5
- Increased physical activity
- Finding a new hobby or interest
- Having regular visits with family and friends
- Getting enough sleep daily
- Eating a well-balanced diet
If you think that you or your loved one is suffering from geriatric depression, encourage treatment and offer your support. If they are living in a Retirement community, Assisted Living facility, or any type of senior housing environment where you might have access to reach out for help, then please do so.
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January 9, 2017
Courtesy of –
Karina Tama – Rutigliano
Digital Marketing Manager
Caring People Home Healthcare Agency
Whether you are in your 60s or 70s, have you considered your future living arrangements? Perhaps you live in a multistory home with a tricky staircase and a bathroom only on one floor? If this sounds familiar, it’s time to put some thought into supportive homecare options for your future.
Do You Plan on Moving?
What would you do if you could no longer live in your own home? Do you have a child to live with? Of course, there are advantages to living with a child and it is certainly an option for homecare for the elderly. Two major benefits include:
- You are surrounded by loving family
- You have people you are familiar with, helping you with your daily tasks
However, there are disadvantages to this solution, too, such as:
- Losing the familiarity of your community and friends
- Your family’s home may also have steep staircases
- You may no longer be able to enjoy your independence
- You may have to throw out treasured keepsakes to make space for moving in with family
How About Aging in Place?
If you would much prefer to enjoy aging on place, but fear that your home is not up to aging with you and your new needs, there are a few things you can do to ensure you can continue to live comfortably in the embrace of your home, such as:
- Installing slip-resistant floors
- Widening doorways to accommodate wheelchairs or walkers
- Installing a stair lift if you have stairs
- Remote control lighting
- Installing rails and ramps
- Consider a walk-in shower
Besides those supportive homecare options, there is also the option of in home health care service. Professionals who are familiar with homecare for the elderly will ensure you get to live as comfortable a life as possible while maintaining your independence.
Supportive Homecare Options – the Benefits of an In-Home Health Care Service
- All the Comforts of Home
For many seniors, the feeling of being at home where they are close to their friends and family can promote independence and recovery from illnesses or operations. Homecare for the elderly is ideal for rehabilitation, and research has shown that people tend to heal quicker in the comfort of their own home.
- Personalized Care
Aging in place with the assistance of in-home healthcare means you can enjoy quality care and one-on-one attention to ensure you have a comfortable lifestyle.
- Peace of Mind for the Elderly and Their Family
When you and your family decide to employ the services of in-home care professionals for a senior family member, you’re doing more than just making sure you receive top-quality care. You are also ensuring peace of mind for your family members. Often, it is nearly impossible for family members to provide the level and range of care you need. With the responsibilities of jobs, children, spouses, and their own life to lead, it can be tough being responsible for an elder, too. With professional and supportive homecare options like in-home health care, your family won’t feel like they are giving up on you and you can rest assured that you are in good hands.
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May 10, 2016
Are you caring for a child, healing spouse, veteran, or senior adult?
This is the conference for you!
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November 25, 2014
Need mobile diagnostic services in the West Coast Florida market? Check out our newest advertiser – Global Mobile Diagnostics.
Global Mobile Diagnostics of Florida Inc. is a statewide mobile and portable diagnostic company. We provide the diagnostic services in the convenience of the Healthcare provider, online the SNF, capsule the ALF or resident home. We are only a script away therefore once receiving the “script or order” for testing, we will do the pre-auth, schedule the patient, notify the facility of the testing, provide the testing, provide the reports within 24-48 hours and do the billing. We provide an array of services unlike other diagnostic companies that are not mobile and offer key services mostly often needed.
Check out the full ad here.
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August 21, 2014
We have two FREE ads to announce today, ambulance the first is Solaris Health Network in Bonita Springs, sick Florida!
The Solaris Health Network was created to help reduce the time and stress associated with creating and managing a comprehensive purchasing strategy. Providing high-quality health care in a financially responsible and sustainable way requires new ways of working, treat thinking and connecting.
We offer our members the resources needed to effectively manage the procurement of contract services and provide access to a group of industry professionals that are dedicated to helping members improve quality of care and financial outcomes.
Check out the full listing here and request free advertising for your community or senior service by visiting www.seniorlivingguide.com/freeadvertising.tpl!
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August 19, 2014
Our newest FREE advertising recipient listing is now live! SimonMed has a free listing in our senior services department and a banner that promotes their services to all who are looking for senior housing and services in the central Florida area!
SimonMed Imaging is the largest specialized outpatient physician imaging practice in the country. SimonMed is unique in having the expertise and best technology of the largest academic centers but with the affordable pricing and service of community based radiology providers.
You can view their complete listing here and request your own for your senior community or service by visiting www.SeniorLivingGuide.com/freeadvertising.tpl
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We have a few FREE ads to dole out today starting with Senior Care Pharmacy in Lakeland, FL. They’ll get a complimentary listing on SeniorLivingGuide.com and a banner that will appear in the search results for all of Central Florida!
When Senior Care Pharmacy first opened in Tuscaloosa, Alabama, the business plan was to provide pharmacy and consulting services to its’ companies facilities. Shortly thereafter, it became obvious that these services were needed by other skilled and assisted living facilities. With Senior Care Pharmacy being owned by skilled and assisted living owners, our mission of caring and compassion will always be a part of every decision we make.
Check out the complete listing here and if you would like to see your senior community or service get some free advertising help, visit www.seniorlivingguide.com/freeadvertising.tpl today!
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June 16, 2014
Right at Home of Bergen County (New Jersey) is currently offering CEU courses for Nurses, cheap Case Managers, physician Social Workers, nurse Occupational Therapists, and Pharmacists. If you or someone you know is interested please contact –
New Business Developement
Right at Home of Bergen County
316 State Street Hackensack, NJ 07601
Phone: (201) 489-3399
Fax: (201) 489-3699
“Improving the quality of life for those we serve”
“Why go anywhere else, When you can stay Right at Home”
Members of: AARP National Employer Team, Home Care Association of New Jersey, Paramus Chamber of Commerce, and Bergen Biz.
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June 3, 2014
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Check out the new listing and banner for MedSpeech, clinic Inc on SeniorLivingGuide.com!
MedSpeech, Inc., Medical Speech Language Pathologists of the Palm Beaches, a private practice, became incorporated in September 1995, in order to provide state of the art Speech Language Pathology evaluation and treatment for individuals with speech, language, voice and swallowing disorders.
Join MedSpeech at the Voice, Swallo and Airway Conference Symposium of the Masters – July 24th – 27th at the Palm Beach Mariott, click here for more details.
You can view the MedSpeech ad on SeniorLivingGuide.com here, and view their banner whenever you search for communities and senior services throughout southeast Florida!
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