June 3, 2019
Courtesy of Chloe Bennet, a career blogger at Assignment help Australia and Sociology help Australia, websites that provide resume and business writing help. Also, she teaches public speaking and online course creation at Paper Fellows portal.
If you’re a senior looking for an online part-time job, you are not alone. Many seniors are looking for ways to make some extra money or even just to stay busy in retirement. The internet has created many opportunities for freelance work. Here are nine ways for seniors to make money online part-time.
Use your skills
One easy way for seniors to make money is by simply using the skills they employed while in the workforce. Only this time you get to be your own boss and work online on your own terms. Use the lessons you learned while you were an employee to build a successful online business. You can also use those same skills as a freelancer on sites such as Freelancer, Guru, and Snag Jobs.
If you have experience teaching or tutoring experience, then why not make some money tutoring online? Even if you don’t have that kind of experience, if you have an area of expertise then it’s worth giving it a try. Tutoring online is a great way to be social and meet some nice new people while you’re earning money. You can find work doing online tutoring at sites such as Essay Helper and Chemistry Writing.
Sales and marketing manager
There are tons of freelance opportunities for seniors who have experience selling products and managing clients. If you have communications experience and can adapt to the new digital and social media aspects of marketing, then this could be a great job for you. The best way for you to find this kind of work is through your own professional networks. Sell yourself, your experience, and how you can benefit your potential clients and you will find plenty of jobs.
Do you have an academic background? You can use your knowledge and experience to make money online as an academic writer. Make some good money and keep your mind extra sharp by writing paper and essays. You can look for academic writing jobs at places such as College Paper Writing Service and History Help.
Passive income has a bit of a tarnished reputation and many people are skeptical about the idea. But there are many legitimate ways of creating passive income and you can start before you retire. There are companies where you can earn this money without needing to join anything or aggressively market to people. Be smart and find someone with a promising marketing tree and then try and position yourself at the top of it. As long as the company exists, your tree will grow and so will your passive income.
If you were in accounting or tax consulting before retirement, that is something you can continue with on a freelance online basis. Keep your eyes open for people looking for tax help during the busy season. One segment to pay attention to is small business owners looking for someone to help them balance their books. These interactions can lead to further opportunities such as consulting for them on all kinds of financial subjects.
Blogging is a fun and creative way for seniors to make extra cash online. You can blog about anything you want. Some of the best blogs are about niche topics like homebrewing or model trains. But you can successfully blog about anything if you have an interesting personality and a writing style to match. Look for blogging jobs at sites like Academized.
Information technology is a large part of the economy, so there are many seniors with experience in jobs such as web development. But how many of them have considered web developing as freelancer in retirement? Some of the tools and technology have changed, but if you’re willing to learn there is work for you as a developer. Besides, updating your skills and learning is a great way to keep your mind sharp and focused. You can find work on tasks such as technical support for businesses that are too small to maintain a full-time IT person. Oh, and did we mention you can do it from the comfort of your own home?
Publish your own ebook
If you enjoy writing, there’s a good chance you’ve thought about writing a book. Very few people actually follow through on this dream, but retirement gives you the time to do it and earn some money while you’re at it. Maybe you’ve been blogging about something for years and consider yourself a bit of an expert. Why not compile all those posts, polish them a bit, and turn them into an ebook that you can earn some passive income from?
The internet offers many opportunities for seniors to earn money working freelance and part-time. Many seniors can make money online using the same skills and knowledge they used in their career.
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February 5, 2019
Courtesy of Lizzie Weakley
Every year marks a fundamental life change for tens of thousands of people in the United States: the transition from work to retirement. Many people look forward to the moment when they can step away from their job, but some also experience strong feelings of uncertainty about their newfound lack of direction. Whether you are about to retire or already have been for years, there are a few simple ways that help you get the most out of the experience.
Try New Things
It’s easy for adults to fall back on the familiar and stick to old habits, especially immediately following retirement. However, forcing yourself to explore new things can open up opportunities and make the golden years a lot more colorful. Taking art lessons, learning to cook new foods, and meeting new people are just a few ways to bring a breath of fresh air into daily life.
Mobile Living and Travel Lifestyle
Mobile and RV lifestyle isn’t a good fit for everyone, but modern vehicles often sport a number of amenities and conveniences that rival any home. Motor and mobile homes can make travel much more affordable and provides greater control over schedule, pacing, and itinerary. Many state and national parks have dedicated space for people using living vehicles, so there are plenty of interesting sites that accommodate this lifestyle.
Consider Moving to a New House
Many people working towards retirement look forward to spending more time with their family members. Checking out homes for sale near close friends and family can create an opportunity to downsize to a more efficient house and cut down on travel time. Other retirees take advantage of their freedom to find a home in an area that has a better climate, more active community, or other desirable features. Moving shouldn’t be a snap decision, but there can be lot of long-term benefits for those willing to consider a big life change.
Stay Active and Involved
Many older adults find themselves lacking stimulation or excitement in their daily life, which can eventually lead to depression or social withdrawal. There are dozens of different ways for retirees to stay active and involved with people in their community. Retirees with specialized skills can also consider getting a part-time job or consulting on as-needed basis to maintain their professional skills.
People have varying opinions and perspectives about the prospect of retirement, ranging from excitement to dread. However, these years can be among the richest and most rewarding of your entire life if you are willing to take a step into the unknown.
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January 16, 2019
September 27, 2018
Dynamic new community brings a fun, “no worries” vibe to Lowcountry Living – Plan your visit now by visiting our listing on SeniorLivingGuide.com!
This summer’s grand opening of LATITUDE MARGARITAVILLE Hilton Head’s nine Margaritaville-inspired model homes drew more than 2,500 aspiring homeowners for a first look at the vibrant new community’s colorful single-family and villa homes. Visitors also toured the Lake Latitude Club that features resort-style pool, beach area, fitness center and party room.
Latitude Margaritaville Hilton Head is located in Hardeeville, South Carolina — the scenic gateway to Hilton Head Island. This dynamic new community for those 55-and-better who are “growing older…but not up” combines South Carolina’s charm and hospitality with Latitude Margaritaville’s “no worries” tropical vibe to deliver a whole new element to Lowcountry living. Sales have begun in the community’s Phase 1 that includes 203 home sites. Plans call for a total of 3,000 homes.
Latitude Margaritaville is a totally new lifestyle concept by master developer Minto Communities and global lifestyle brand Margaritaville Holdings that is redefining active adult living. Latitude Margaritaville presents the lifestyle of fun, food and music portrayed in the songs of legendary singer, songwriter and best-selling author Jimmy Buffett.
LATITUDE MARGARITAVILLE Hilton Head is the second of the communities to be introduced. The first location in Daytona Beach, Florida was ranked the nation’s most popular active adult community of 2018 by 55Places.com. Additional LATITUDE MARGARITAVILLE locations are planned for some of the nation’s most popular destinations, including Watersound, Florida in the Florida Panhandle.
LATITUDE MARGARITAVILLE Hilton Head includes walkable neighborhoods, golf-cart friendly streets and a lively Town Center, currently under construction and slated to open in 2019. Music will play an important part in the community with residents enjoying live entertainment under the bandshell and dancing in the Latitude Town Square.
Resort level amenities will include a state-of-the-art Fins Up! Fitness Center with aerobics studio, indoor lap pool, spa, group fitness classes, wellness and community programs and more. Additional amenities include a Paradise Pool with beach entry, cabanas and tiki huts; tennis, pickleball and bocce ball courts; Workin’ N’ Playin’ Center for arts, crafts and other programs, and a Coconut Telegraph Business Center. Residents can relax at a Latitude Bar & Chill Restaurant, Changes in Attitude poolside bar and Last Mango Theater for dances and banquets.
For golf cart tune-ups there will be The Hanger workshop, and pets will be pampered at the Barkaritaville Pet Spa and Dog Park. In addition to the many in-community amenities, an adjoining 290,000-square-foot golf cart-accessible neighborhood retail center is being developed in partnership with Sutton Properties, Inc.
A wide range of home designs and floor plans are offered. LATITUDE MARGARITAVILLE Hilton Head model homes are from three distinct villa and single-family home collections – the Caribbean, Beach and Island. Four villa home models include the Antigua, Barbuda, Jamaica and Nevis, ranging from 1,503 to 1,862 square feet under air. Additional villa floor plans include the Caicos and Lucia. All have two bedrooms, den or hobby room, two baths, covered lanai with option to add a pool, and two-car garage. Villa pricing starts at $243,990.
Five single-family home models include the Coconut, Parrot, Breeze, Aruba and Trinidad. Additional single-family home floor plans are available, and include the Hammock, Cabana, Bimini and St. Bart. Single-family homes range from 1,684 to 2,564 square feet under air and feature two to three bedrooms plus den, two to three-car garages, two to three-and-a-half baths and a covered lanai with option to add a pool. Pricing for single-family homes starts at $293,990.
The LATITUDE MARGARITAVILLE sales center is located at 356 Latitude Boulevard, Hardeeville, South Carolina. Hours are Monday-Saturday, 9 a.m.-5 p.m., and Sunday, 11 a.m.-5 p.m. For information, call 844-388-6777 or visit www.LatitudeMargaritaville.com.
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September 20, 2018
By: Darleen Mahoney
Its almost that time of year again…Snowbird season! It begins in October and runs through April. I live in Florida and you could almost change the name from the Sunshine State to the Snowbird State! They flock down in the winter from New York, New Jersey, Michigan, Canada, and really any state where the temperature is frigid, and the snow plows are a plenty. According to Florida Realtor Magazine, by 2025 one in every five people living in Florida will be elderly.
Two million baby boomers head south every year. Most snowbirds are between the ages of 50 and 69. They are active, well-educated and adapt to the warmer lifestyle quite well.
Have you ever considered a snowbird style retirement? Many purchase Independent Living or Retirement living homes in communities and spend their winters enjoying fun in the sun with their seasonal friends while avoiding the harshness of the winters back in their hometowns.
So, let’s talk turkey, I mean “snowbird”. It’s a nickname for the Junco bird, but it’s used to describe a group of seasonal travelers who go to warmer climates. The term has been affectionately known to describe retirees specifically.
Where are the snowbirds coming from? About four out of five international snowbirds traveling into the United States yearly are coming from Canada. Many of these snowbirds will eventually sell their winter homes and move permanently and make their Retirement Community home and become a “sunbird”.
While Florida is well known for being a desired Snowbird destination; Arizona, Las Vegas, Hawaii, California, and Texas are attracting more seasonal retirees. In Texas, they have a different term of endearment. They are known as “winter Texans”.
If you think becoming a Snowbird is right up your ally, consider the packing, the winterizing of your home, the address changing, tax preparation, and ordering prescriptions. The checklist goes on and on and should be considered and well planned out.
On a very positive note: “Snowbirds: Seasonal Migration of the Elderly in Florida” study shoes that more than 63 percent of snowbirds rate their health as “very good” or “excellent”. In the same report, those that live in the same area year around, reported to have more complicated health issues.
At the end of the day, what any Snowbird needs the most is a retirement community with the amenities and location that meets all their needs. If you think the Snowbird lifestyle is a good choice for you and you need to start your search for a southern retirement living community, visit SeniorLivingGuide.com where many options are located in one place.
The Snowbird lifestyle allows Seniors to enjoy the best of both worlds, they are able to spend their summers in their hometowns with their family and friends, maintaining a aging in place lifestyle. In the winter when the weather is less than desirable, they are able to leave and spend time in a more resort style senior living community in a fashion that may be more of a vacation, lending to a more healthy and happier retirement.
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June 14, 2018
By: Darleen Mahoney
Independent Senior Housing, Independent Living Communities or Age Restricted Communities are created for Seniors that are typically active, healthy, and do not require medical assistance. The biggest factor is the age restriction that is placed on the residents that move in, typically the age is 55+-62, but can vary. Its not unusual that some new residents are still working and are years away from retirement age. These communities are built in neighborhoods of homes, townhomes, condos, cottages, apartments, or any type of home where the residents can maintain an independent lifestyle. These communities may offer amenities that attract residents like golf courses, pools, community centers, work out centers, and include ground maintenance and security. There is an activity director who plans a calendar of events including group trips, special dances and karaoke nights.
What are the benefits of an Independent Living Community? These communities provide senior specific social environments and activities to residents that appeal to their “senior only” residents.
Residents of an Independent Living Community live alone or as a couple without any type of skilled nursing. If their health declines and they choose to remain in the community, they still have the option to hire home health care providers or private caregivers.
There are many variables on policies as these are set by management. Depending on a public, private, or government managed property the policies may vary greatly. Costs should line up with the market value for similar housing and community in the area. There can be additional community related costs and taxes for landscaping, pool maintenance, etc. There are subsidizes programs through the U.S Department of Housing and Urban Development for those low-income seniors in need.
If you are an independent, active adult over the age of 55 you have many options to choose from in Independent Senior Living! Visit us on www.SeniorLivingGuide.com, click on Active Adult/Retirement, then click on your State and Region of Interest and begin researching what each one offers you and your lifestyle! Happy House hunting!
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May 16, 2018
Courtesy of Janet Campbell
It’s never too late to become financially literate. Statistics show that 65 percent of Americans do not have a budget, which suggests that many enter their elderly years uninformed about personal finances. Taking good care of your finances at this stage of your life is essential – your financial stability, health and personal happiness are at stake, so consider carefully these tips that financial advisors consider crucial for older adults.
Set a budget
Establishing a budget helps you keep track of where your money is going and makes it considerably easier to plan for the future. Most advisors contend that setting up and sticking to a budget is the most important building block in maintaining one’s financial health. It’s especially important for seniors because it ensures that you’ll have enough money to pay for the things you need and want. If you’ve never lived according to a formal budget, once you’ve got it down and incorporated it into your routine you can predetermine what months you’re likely to be tight on money and when you’ll be in the black. A budget helps you plan for unexpected expenses, those times when life bites you and forces you to dig deep into your funds.
Sidestep the scams
Beware of fast-talking salespeople and telemarketers looking to take advantage of confused and vulnerable elderly people. They’re usually the first ones to be targeted, so watch out for “deals” that involve a lot of complex detail, evasive answers or an unwillingness to answer questions, a lack of documentation (i.e. no paper trail), and pressure to sign a contract right away. This is always a red flag, no matter who’s involved or what stage of life they’re in.
Be skeptical about investments
If you retired with investments, they can give you a real advantage in your senior years but it’s dangerous to rely on them too heavily. A budget can help you forecast but it can’t help you where the market’s concerned. An over-reliance on the returns it can bring is a dangerous way to approach your finances, especially if you’re working with limited funds to begin with. Unscrupulous salespeople are especially dangerous when it comes to stock market investing, which can be arcane and intimidating to someone with limited experience. A good rule of thumb is, if it sounds too good to be true, it probably is. Remember, savings, a good budget and careful money management are the building blocks of a solid financial foundation.
Many people nearing or having reached retirement age tend to see Social Security as a nest egg or financial magic bullet. Yes, you can begin drawing on your social security benefits beginning at age 62, but it can be well worth your while to wait a bit. Nevertheless, it’s estimated that 75 percent of Americans start going through their benefits early, which means they’re not maximizing what they could be getting from Social Security. Timing is a big part of doing Social Security right. Put simply, the longer you wait to draw Social Security, the more you’ll get each month. Taking Social Security before official retirement age (between 66 and 67) results in an unnecessary reduction of your benefits, whereas your benefit increases as much as 8 percent a year if you wait until you reach 70.
Follow the basics
The old rule that says you should have three months of expenses ready to go still stands once you reach old age. If you’ve ignored that rule during your working lifetime, make a good stab at it. Set aside what you can in case the unexpected happens when you’re at your most vulnerable. Some people age 65 or older are able to sell their life insurance policy, which may be an option to consider if you can’t afford the premiums or don’t need one anymore. Just be sure to do your research first so you understand the ins and outs of the process.
Keep following the same good financial advice you’ve gotten throughout your life once you reach retirement age. Budget, save, and stay away from “can’t miss” investment offers. Much of what’s served you well all those years won’t go wrong once you hit 67.
Courtesy of Pixabay.com.
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May 4, 2018
By: Darleen Mahoney
Do you remember the days with the house and the yard and the upkeep? There are days that it seems like yesterday and it was very rewarding, but it was also a lot of work and commitment! You spent your Saturday’s mowing the yard, edging, weed eating, and tending to the garden. You may have really loved the garden most, but all of the work had to be done.
Now you are retired! It’s time to do more of what you enjoy! You’ve moved into a smaller space to fit your retirement lifestyle; to give you more time to yourself, to play golf, to travel, to spend more time with your family, and less time on home maintenance. What you miss the most is the relaxation and satisfaction that you received from gardening. Don’t despair, there are a lot of options for gardening in a small space. Spring is here! Spend some time outdoors tending to a garden and be able to enjoy it!
Here are some fun ideas on how to plant a garden in a small space:
- A Container garden – Containers of different sizes and shapes, including galvanized tubs, in a small outdoor space with various flowers and even vegetables and herbs can create a tranquil setting for anyone to entertain, relax, and enjoy a good book.
- Vertical Planters – Maximize your space by planting vertically! Visit your local nursery or hardware store. Tip: repurposed shutters can be used as a vertical planter.
- Hanging planters – If you have the ability to hang your plants from the ceiling or a wall post, they can be a fun asset as you can also include plants and flowers that will trail down adding a different dimension to your patio or small space.
- Ivy fence – Growing ivy on a small fence around an outdoor space can add a lot of depth to your space and easily provide the garden look and feel you might be looking for.
- Herbs – Mixing and matching herbs in small pots and planters is not only eye-catching, but edible!
- Window boxes – If your space is very limited, a window box may be your best option. Succulents do very well in these and are fairly low maintenance with good drainage.
- Birdbath – How great is this idea? Repurpose a birdbath and pack with hardy succulents and pebbles to hold in the moisture.
If you enjoy gardening, downsizing into a senior living or retirement community may not mean that you must give up that part of your life! There are so many options available to consider. The key is appropriate lighting for your plants and soil, the rest you can get very creative with and create a beautiful and functioning gardening.
Another great article on gardening in small spaces:
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April 25, 2018
By: Darleen Mahoney
Typically, as people age and it becomes increasingly clear that they are unable to care for themselves, their adult children are left to decide on how to care for them and what those next steps look like, especially for those whose parents are living alone.
You may notice that Dad is forgetting where the car keys are or he is misplacing his phone. Maybe he is not as interested in social interaction with family and more resigned to spending time alone. You recognize that these are signs that he should not be living alone. You find yourself saying to your siblings and family members, “What are we going to do about Dad?”. You know that you need to look at the different options available. You may opt to move them in with a capable family member, choose a home care provider, or move him into a senior living community.
To help make these decisions and form a plan that works for everyone, it can be helpful to have a family meeting with your siblings, other relatives, and/or friends. The family meeting should begin by working out any conflicting care option opinions. Ideally, you will be able to compromise and end with a plan. If you do not feel the meeting will be generally agreeable and emotions have the potential to run high, you can involve a social worker, a family counselor, or a mutually agreed upon mediator to help ensure that the meeting is successful.
As these options are weighed, a clear vision of what success looks like is very important. Consider their mental and physical conditions and how they may progress and the kind of care and assistance they will require in the future. Benefiting your parents’ well-being and health, while maintaining a peaceful and balanced family life should be considered the primary objective.
If you choose to move your family member into your home, please be aware that there are some considerations to make before committing to this role, including a large amount of time. You need to take be honest with yourself and your other family members. Make sure you fully understand the commitment and demands of caring for an aging person and ask yourself if you have the ability to take those on. There will be disruption in your life and relationships, frustration, and a large amount of additional stress that you will be adding to your home.
You may want to look into options of in-home providers, they provide a myriad of services that can be very helpful and free up your time while providing different social interaction for your parent. Understanding the pros and cons – such as how comfortable your family member will need to be with their in-home provider – should be considered before relying on them for specific tasks.
Caring for an aging parent and making decisions regarding their on-going care can be overwhelming. Take the time to consider all of your options, use your support system as a resource, and keep your parents’ best interests at heart – you will find a care option that works for everyone.
http://dailycaring.com/7-things-you-must-do-when-hiring-an-in-home-caregiver/ -Tips for Hiring In Home Care Provider
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March 28, 2018
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By Janet Campbell [email@example.com]
As a senior, there may be several reasons for wanting to downsize your home. You may want to move closer to loved ones, to a warmer area, or because of financial reasons. Whatever the case may be, there are certain steps that can ensure that a smooth and easy transition.
Finding the Right Home
Deciding on the right home for your golden years can take a bit of reflection and research. Before attempting to downsize your current home, make sure that it is a financially viable solution. Typically, if you can’t cut your living expenses by 25 percent, it may not be a suitable option in the long run.
If you know that it makes sense financially to downsize your home, there are many other things to consider; your lifestyle is an easy place to start. For example, perhaps you are still working and need a dedicated office space. Or perhaps you intend on having family or other guests visit, and need extra living space. Other factors to consider are purely practical: How easy is it to move around? Can you access all of the appliances? Is it in the right location for your needs? Is a condo or single family home more practical? Try to brainstorm everything you are going to require, and see to it that your new living situation meets those needs.
Once you have established where your new home is going to be, it’s time for the hard part: deciding on what to keep and what to get rid of. The floor plan of your new home is key: if you know what furniture and other possessions will fit and what won’t, it will make the decision process much easier.
An article published in the New York Times outlined some of the benefits of hiring a professional moving manager for seniors. These moving managers specialize in helping seniors make the tough decisions, such as what to store with relatives, what to sell at auctions or liquidate, and what to throw away. They also take the brunt of heavy lifting, which can be extremely hazardous for elderly people to take on. Furthermore, they allow you to separate yourself from the moving process, which can be a daunting and potentially traumatic experience.
Making the Move
A moving checklist can help make your move as organized and smooth as possible. This checklist includes creating a division of assets—a who gets what—among your family, friends and loved ones. This should be done well in advance of the move date to avoid any contention in what can already be a stressful time. Be assertive about re-homing your items, and don’t focus on what you’re losing, but on what you’re giving to someone else. Keep the belongings that are most sentimental to you, and be willing to settle for photos of anything you simply don’t have the room to keep.
Pack one room at a time and be strategic — put clothing, linens, and small accessories in suitcases instead of boxes, for example. Use small boxes for heavier items and large boxes for lighter items to make for easier transport. Labeling boxes for what goes where can also save time and improve efficiency.
The most important thing to remember when downsizing and moving to a new home is to be patient with yourself. Make extra time for you throughout this process by eliminating tasks you may not necessarily have to do. For example, consider a grocery service, dog walking service or dog boarding service. By employing such services, you will save yourself both time and hassle so that you can focus on the somewhat difficult process of moving.
Because moving from a beloved home into an unfamiliar one can be an emotionally trying time, so allow yourself space to grieve and don’t hesitate to reach out to family, friends, religious leaders, or a counselor for support. Once you’ve had time to heal, you’ll see the beauty in living a simplified life and be glad you made the change.
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