August 3, 2018

You’ve Retired! How Do You Decide Which State to Retire?

Filed under: Retirement,Retirement Planning — Tags: , , — seniorlivingguide @ 11:03 am

By: Darleen Mahoney

You’ve retired! Congratulations! You are looking forward to your future as you have How Do You Decide Which State to Retire?planned for this day for a long time. Are you thinking about retiring where you’ve vacationed with your family for years, staying close to home or taking a leap of faith and moving? If you are thinking about moving away from the comforts of your home state, are you considering a very practical approach and doing a little research?

What are your criteria for deciding which state to retire to? Do you look at how each state ranks?

  • Socially-Do the people seem to have meaningful friendships?
  • Financially-What is the cost of living, tax rates, etc.
  • Community- Do you think you will love the community where you live?
  • Physically – Overall good health in the community with exceptional health care

According to a new Bankrate study, South Dakota ranks as numero uno as the best state to retire. Followed by Utah, Idaho, New Hampshire, and Florida. The studies ranking, and percentages were based on:

  • Cost of living (20%)
  • Crime (10%)
  • Culture (10%)
  • Health care quality (15%)
  • Taxes (20%)
  • Weather (15%)
  • Wellbeing (10%)

While there are many listicles providing different results, Business Insider sited Florida as the best retirement state while Money Magazine sited New Hampshire. A few criteria used to determine these front runners are affordability, quality of life, and healthcare.

Money also releases a list based on cities to retire in the U.S. basing its rankings on local taxes. The list provides details on demographics over the age of 55, median home price, average tax rate, and top income tax rate.

While we tout a few of the front runners in retirement meccas, its only fair to mention those that fall vastly short. Alaska and New York are mentioned in several listicles as the least desirable. Alaska has severe weather, high crime, and a low percentage of Seniors.

To many, Florida is where many retirees flock and it may be top of mind as there are so many options in retirement communities. The Sunshine State has the highest percentage of 65 years and older out of any other state.

If you’re looking for a retirement lifestyle where life expectancy is significantly longer than most states, Hawaii may be your ticket! The downside to this state is that the cost of living is one of the highest in the nation.

When it comes to deciding on a retirement destination and looking at all the options and listicles, it can be very confusing. These options and rankings are based on different criteria. What’s important to you? We know that with most retirees that the weather, topography, friends, and family are what gets them excited about your new destination. So, looking through these different listicles and how they based their ranking should also be what’s important to you. Once you decide on this next phase of your life and where you want to move, visit us online at www.SeniorLivingGuide.com  , we can help find your next home!

best and worst states for retirement

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July 27, 2018

Making Lifelong Friendships in Retirement

Filed under: Seniors Health — Tags: , , — seniorlivingguide @ 9:54 am

By: Darleen Mahoney

Its happening, you are making the move from your family home and familiar neighborhood and friends to a retirement community, either active or assisted living. You have worked very hard to make sure that you are making wise decisions and you Making lifelong friendships in retirementknow what you want or need in the place you will be moving. You know that one of the main ingredients that you need for yourself is to continue to be as active and social as possible.  You know that you need to make new friends in your new living environment, as this is important to you. The good news is that it’s very possible.

For older adults, new environments and living spaces, new routines and new faces can be reason enough to become isolated from people and things that they enjoy, become lonely and feel depressed.

It’s important to acknowledge this as a possibility before making the move.  Planning ahead to make an effort to meet and interact with the other residents is important prior to the move. Look at the calendar of events and outings.  Go ahead and sign up for activities and clubs. Keep your commitments!

There are also other ways to meet new friends daily that share the same common interests. Check out the following:

  • Hobby focused groups
  • Book Clubs
  • Watch TV with groups vs. privately
  • Run errands with groups-Ex: grocery store
  • Support Groups-Ex: emotional, medical

If your community offers welcoming events for new residents, attend the event! Each new resident needs the same love and support that you did when you first arrived. If you don’t feel that you had a welcoming environment, be the one that makes the change! You never know who you are going to meet. You don’t want to miss out!

Be informed of what resources that you have at your disposal and take advantage of them. If you have a special interest and its not available, find out if you can start a new group.

If you feel like you are taking these steps on your own and you’re still struggling to make friends, confide in a caregiver to see if they can provide a solution. If you prefer, confide in a family member or someone that you feel comfortable talking about your struggle seeking their advice.

Actively taking steps to make new friends can be exhilarating and stressful at the same time. Maintaining healthy friendships in retirement is good for your mental and emotional health. It can help with anxiety, depression, and loneliness. Be happy and find your new found lifelong friendships in retirement!

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