By: Darleen Mahoney
This weekend, our Nation will reflect on the sacrifices that our Veterans and War Heroes have made over the years as it became a national holiday in 1938. As their sacrifices have provided safety, security and the freedom our country continues to enjoy, it’s important to know what benefits our Veterans may be eligible. Its important that they be aware and utilize what is available, especially if they find themselves in unexpected need.
According to the U.S Department of Veterans Affairs, “Elderly Veterans may be eligible for a wide-variety of benefits available to all U.S. military Veterans.”
What exactly is Aid and Attendance? Its super simple, the veteran must require help with daily living or activities at home, assisted living, nursing home, or skilled nursing. Their need does not have to be related to any military service.
If you are applying for “Aid and Attendance” and would like benefits based on a housebound status, the Veterans Agency will allow some costs and annualized medical expenses if it’s for medical care. Those aging in place and using Home Health services do not have to be licensed. However, if the beneficiary or Veteran has been diagnosed with a cognitive disorder such as Alzheimer’s, a physician’s statement must indicate that a protective environment is in place.
If you are seeking Aid and Attendance benefits while living or would like to move to an Assisted Living or Skilled Nursing Facility, the facility will be required to sign a statement verifying the type of care being given or what they are expecting that resident to receive. You will also be required to submit a “Care Provider Report”.
How do you know if you may qualify? Here are a few simple indictors:
- Age: you or surviving spouse must be 65 or older or officially disabled if younger.
- Period of Military Service- you must be considered a “wartime veteran”, meaning that you have served a minimum of 90 days with only one of those days during wartime dates. You did not have to serve in combat to qualify.
- World War II: December 7, 1941-December 31, 1946
- Korean War: June 27, 1950-January 31, 1955
- Vietnam War: August 5, 1964-May 7, 1975
- Gulf War: August 2, 1990-Undetermined
- Discharge Status: you cannot be dishonorably Discharged
Applying and understanding these benefits can get very complicated, seeking the professional guidance and advice of a licensed, professional Elder Law Attorney is encouraged to help guide you through this process. If you can receive a referral from a family friend or your Trust and Estate Planning Attorney, this may help guide you in the right direction.
If you are needing additional funds to cover the cost of Home Health services, Assisted Living, or Skilled Nursing for you and your spouse, you may qualify for:
Living Veteran Monthly Rate
Housebound Without Dependents: $1,340
Housebound Without Dependents: $1,680
Aid and Attendance W/O Dependents: $1,830
Aid and Attendance W/ Dependent: $2,169
In October 2018, the VA made new rules to fiscally qualify for benefits. The new net worth limits of $123,600 became effective. They will look at the Veteran’s overall net worth in addition to income. There are also other rules that could affect a Veteran from qualifying, seeking professional guidance may be helpful.
If you believe that you or a Veteran loved qualifies for Aid and Attendance, it can always be helpful to speak to the Assisted Living or Skilled Nursing facility that you are considering, and they may have folks who are trained to assist you through this process as well.
If you find that you or your Veteran qualify, and you begin your process to apply, you are encouraged to get organized, make sure that all your paperwork and forms are completed. Above all, do not get discouraged.