August 17, 2018

Aging in Place- Not Just A Buzz Phrase

By: Darleen Mahoney

Aging in PlaceCertainly, you are hearing the term “Aging in Place” more frequently. Have you wondered what this really means? The very clear definition of Aging in Place is quite simple. It defines a person living in the residence of their choosing for as long as they are able, as they age. This includes the ability to receive any home health care services or other services over time even as their needs change. Ideally, the goal would be maintaining a higher quality of life for a elderly person as they are in the home of their choice, addressing their health, social, and overall emotional needs.

Why are some seniors choosing the Aging in place option?

  • Comfortable and familiar environment
  • Feeling of Independence
  • Convenience to familiar services
  • Security
  • Close to family

Ideally, Aging in place is a well thought out plan that you have in place for your future long before it becomes necessary. It requires specific financial planning, choices and making your choices clear to your family and friends. Aging in place does not necessarily mean that you are burdened with doing everything yourself, there are multiple resources available such as the National Council for Aging Care.

Home modifications should be considered when making the decision to Age in place. Today, there are products that exist that allow people to change their homes to fit their physical needs. You do not have to outgrow the place you love. There are even home remodelers that specialize in making a home “senior friendly” or “senior safe”.

As you consider making home modifications and weighing your options, the US Department of Housing and Urban Development notes why aging at home may save money for some seniors. If a senior no longer has a mortgage to pay and would need to make improvements on their current home to sell, it may be advantageous to remain in their own “mortgage free” home and make renovations that would suit their senior lifestyle and age in place.

When deciding if Aging in place is ideal for you, making a list may be a good option. Its important to be honest and consider what your physical, emotional, social, and financial capabilities will be. You need to ask yourself a few basic questions:

  • Is this the ideal solution for me to spend my Golden years?
  • Is this the environment that I see myself in? Do I not want to be in a more social environment?
  • Am I concerned that I might need additional healthcare that may not be available if I Age in place?
  • Will I require multiple home care services?
  • What are my other options, and have I weighed them?

You have decided that Aging in place is the best of option for you.  You need to start planning but want to make sure that you are making the right choices and planning correctly. The good news is that The National Aging in Place Council provides a planning template to simply your steps and helps you plan accordingly, providing peace of mind as you move forward. The Council also provides great information with practical advice.

While Aging in place, a home health care service can provide many benefits for you medically and many other personalized services. When deciding on which home health care service you might like to choose, please visit SeniorLivingGuide.com and review each one to see what they offer and which one is the best fit for you.

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August 8, 2018

Why Move to A Senior Living Community?

By: Darleen Mahoney

Your neighbors did it, your best friends did it, your newly retired co-workers did it. They all moved to senior living communities, but why?

You arSeniors moving boxes to new senior living communitye now contemplating making the move yourself but want to make the right choice. The house is too big, and the yard is so much work. Now that you are retired, you want to start enjoying it. In truth, that is the point, right?

According to Senior Housing News, in a survey of residents and non-residents of a retirement facility moved to a senior living community they found the following:

  • 5% -current residents made the move because they had a health change
  • 9%- non-residents said that a health change would motivate them to move to a senior living community
  • 6%-current residents moved to avoid home maintenance responsibilities
  • 5%-non-residents said that they would move to avoid home maintenance responsibilities

What you may not realize is that so many of today’s senior living communities are designed just like a vacation resort. These communities have beautiful, modern and spacious floor plans, resort style accommodations and social activities.

You can finally downsize and sell that lawnmower! Check out all the possibilities you may be getting when choosing to move to a senior living community!

  • Lawn maintenance– While you appreciate and want a well-manicured lawn you want to retire from the work. Lawn maintenance is typically included, but still allows those with green thumbs can still consider communities with gardens or patios for small planter gardens.
  • Transportation– Reliable transportation at your fingertips. Even if you are still driving, its always quite a comfort to know that you have transportation available, if needed.
  • Concierge/Housekeeping – Hotel like accommodations such as housekeeping and laundry services and on-site maintenance.
  • Social Activities– scheduled events, trips and activities. Many seniors may discover new hobbies as they enter senior living communities and retirement as they didn’t have the time while working.
  • Restaurant Dining– Meals prepared by Chef’s three times a day. Some communities have multiple dining locations and options if you choose.
  • Medical Care Available– The peace of mind of having proper medical care and staff that can handle a medical situation when needed.

Finding what you are looking for in your area, budget and interest is key. The Senior Housing News survey also found that the majority of respondents aged 70-79 did or would utilize the internet to search online to learn about their senior housing options. A great one stop shop for senior housing options is SeniorLivingGuide.com as the website provides many communities with links to their websites, their social media, and phone number. We invite you to visit when you decide to sell that lawnmower and downsize that home.

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August 3, 2018

You’ve Retired! How Do You Decide Which State to Retire?

Filed under: Retirement,Retirement Planning — Tags: , , — seniorlivingguide @ 11:03 am

By: Darleen Mahoney

You’ve retired! Congratulations! You are looking forward to your future as you have How Do You Decide Which State to Retire?planned for this day for a long time. Are you thinking about retiring where you’ve vacationed with your family for years, staying close to home or taking a leap of faith and moving? If you are thinking about moving away from the comforts of your home state, are you considering a very practical approach and doing a little research?

What are your criteria for deciding which state to retire to? Do you look at how each state ranks?

  • Socially-Do the people seem to have meaningful friendships?
  • Financially-What is the cost of living, tax rates, etc.
  • Community- Do you think you will love the community where you live?
  • Physically – Overall good health in the community with exceptional health care

According to a new Bankrate study, South Dakota ranks as numero uno as the best state to retire. Followed by Utah, Idaho, New Hampshire, and Florida. The studies ranking, and percentages were based on:

  • Cost of living (20%)
  • Crime (10%)
  • Culture (10%)
  • Health care quality (15%)
  • Taxes (20%)
  • Weather (15%)
  • Wellbeing (10%)

While there are many listicles providing different results, Business Insider sited Florida as the best retirement state while Money Magazine sited New Hampshire. A few criteria used to determine these front runners are affordability, quality of life, and healthcare.

Money also releases a list based on cities to retire in the U.S. basing its rankings on local taxes. The list provides details on demographics over the age of 55, median home price, average tax rate, and top income tax rate.

While we tout a few of the front runners in retirement meccas, its only fair to mention those that fall vastly short. Alaska and New York are mentioned in several listicles as the least desirable. Alaska has severe weather, high crime, and a low percentage of Seniors.

To many, Florida is where many retirees flock and it may be top of mind as there are so many options in retirement communities. The Sunshine State has the highest percentage of 65 years and older out of any other state.

If you’re looking for a retirement lifestyle where life expectancy is significantly longer than most states, Hawaii may be your ticket! The downside to this state is that the cost of living is one of the highest in the nation.

When it comes to deciding on a retirement destination and looking at all the options and listicles, it can be very confusing. These options and rankings are based on different criteria. What’s important to you? We know that with most retirees that the weather, topography, friends, and family are what gets them excited about your new destination. So, looking through these different listicles and how they based their ranking should also be what’s important to you. Once you decide on this next phase of your life and where you want to move, visit us online at www.SeniorLivingGuide.com  , we can help find your next home!

best and worst states for retirement

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