Courtesy of Dixie Somers [firstname.lastname@example.org]
Hitting retirement is an important milestone in anyone’s life. However, you have to make sure that you have enough money to last you for the entirety of your retirement years. The last thing that you want to do is go back to work again when you are 80. What are some ways to manage your money after retirement to ensure that you always have enough money on hand?
1) Hold Off On The IRA Distributions
You don’t have to take IRA distributions until you are 70.5 years of age. This means that you can let that money continue to grow and accrue interest for a few years after retirement assuming that you retire at age 65. Waiting five years to start withdrawing could add thousands to your IRA.
2) Continue To Invest
Never stop investing regardless of how old you are. If you have been saving all of your life, leaving a small percentage of your portfolio in the market can net you an extra few thousand dollars of tax-advantaged income each year.
3) Diversify Your Investments
Don’t leave all of your money in the stock market. Some alternates to stocks and bonds include gold and real estate. Those are investments that will continue to grow no matter how old you are.
4) Don’t Take On Too Much Debt
It is alright to buy a car or take a trip around the world after you finish working. However, don’t get a mortgage for a $500,000 house unless you have the money available already. Taking on new debt is the easiest way to drain your retirement savings within a few years. If you are going on vacation, visit site of a good travel agent to ensure that you get the best deal on a vacation package.
5) Know Where You Will Get Health Care From
Health care can be expensive if you are over the age of 65. The good news is that the government will pay for a majority of it. If you don’t want Medicare, look for an inexpensive private plan or get your coverage from the military if you have previously served.
Retirement is something that all workers strive for. To get there, you need to work hard and plan well. If you can do that, there is no reason why you shouldn’t have enough money to live regardless of how many years you have after your retirement.
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Each of the Buckner communities is located on acres of natural abundance so that you are surrounded by an environment that is both beautiful and peaceful. Our homes and apartments are arranged conveniently, cialis manicured thoroughly, and designed to optimize aesthetic functionality.
We offer a continuum of care with Independent Living, Assisted Living, Memory Support, Skilled Nursing, Hospice and Meals on Wheels, so as your needs change, so does our care. With seven Texas locations, you’ll discover a century of dedication to senior care.
Other retirement service providers will tell you that they have competent health aides, but Buckner employs some of the most experienced and passionate caregivers in the entire industry, trained to administer quality service. Our staff’s enthusiasm and expertise is truly unparalleled.
So why Buckner?
Ours is an organization of faith. It is the core of our passion, will and ability to serve others. It shapes our actions every single day with everything we do.
Our community is our family. You will be surrounded by loving individuals who will share in your joys and understand your hardships – people who want to build rewarding, lasting relationships. In everything we do, Buckner cares about you.
Baptist Retirement Community
Buckner Retirement Village
Buckner Westminster Place
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More than 65 years ago, a small group of individuals in Southern California made a bold commitment: to build an organization that would help older adults continue to lead rich, purposeful lives. What was originally Southern California Presbyterian Homes is now be.group. Over the decades we have expanded from one fledgling community in La Jolla to 35 communities serving thousands of older adults throughout the state. Faith-based in our roots, we remain committed to providing superior-quality communities and services for seniors of all backgrounds, ethnicities and spiritual beliefs. While what we do has evolved to meet the changing needs of new generations, we stay true to the ideals of our founders.
As one of the country’s largest nonprofit providers of senior living communities, our dedicated, well-trained staff are dedicated to help our residents and clients discover new ways to embrace life’s possibilities and new options for exploring their potential. Southern California Presbyterian Homes became be.group on April 26, 2011, to better reflect this mission. It’s a name and a philosophy that we believe sums up everything we’ve been, everything we are today and everything we aspire to be in the future. Our vision, like the vision of our founders, begins and ends with the people we serve. We’re here to help seniors be who they want to be: themselves.
View their listings here, complete with pictures, floor plans and contact info for each community.
White Sands La Jolla
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A renewed vision for retirement living: Sunshine Retirement Living’s mission is to be the preferred senior living provider by offering value, sales choice and independence while promoting health and social interaction so as to exceed our residents’ expectations and enrich the lives of those we serve and employ.
We have developed the right combination of comfort, care, safety and quality so that each resident will want to call their individual community “home”. By providing meals, housekeeping, activities, transportation, utilities and in-house management staff, Sunshine Retirement Living continues to build an unparalleled community feeling in each property we manage.
View their listings here, complete with direct contact info, pictures, floor plans and more!
Manor at Midvale
Country Club Village
Landing at Behrman Place
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