June 14, 2018

Be In The Senior Housing Know: Independent and Active Adult Senior Housing

By: Darleen Mahoney

Independent Senior Housing, Independent Living Communities or Age Restricted Communities are created for Seniors that are typically active, healthy, and do not Seniors Enjoying Independent Livingrequire medical assistance. The biggest factor is the age restriction that is placed on the residents that move in, typically the age is 55+-62, but can vary.  Its not unusual that some new residents are still working and are years away from retirement age. These communities are built in neighborhoods of homes, townhomes, condos, cottages, apartments, or any type of home where the residents can maintain an independent lifestyle. These communities may offer amenities that attract residents like golf courses, pools, community centers, work out centers, and include ground maintenance and security. There is an activity director who plans a calendar of events including group trips, special dances and karaoke nights.

What are the benefits of an Independent Living Community? These communities provide senior specific social environments and activities to residents that appeal to their “senior only” residents.

Residents of an Independent Living Community live alone or as a couple without any type of skilled nursing. If their health declines and they choose to remain in the community, they still have the option to hire home health care providers or private caregivers.

There are many variables on policies as these are set by management. Depending on a public, private, or government managed property the policies may vary greatly. Costs should line up with the market value for similar housing and community in the area. There can be additional community related costs and taxes for landscaping, pool maintenance, etc. There are subsidizes programs through the U.S Department of Housing and Urban Development for those low-income seniors in need.

If you are an independent, active adult over the age of 55 you have many options to choose from in Independent Senior Living! Visit us on www.SeniorLivingGuide.com, click on Active Adult/Retirement, then click on your State and Region of Interest and begin researching what each one offers you and your lifestyle! Happy House hunting!

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May 16, 2018

Financial Literacy Past Retirement: Advice for Seniors

Filed under: active adult,boomer,retirement,SeniorLivingGuide.com,Seniors — seniorlivingguide @ 11:49 am

Courtesy of Janet Campbell

It’s never too late to become financially literate. Statistics show that 65 percent of Americans do not have a budget, which suggests that many enter their elderly years uninformed about personal finances. Taking good care of your finances at this stage of your life is essential – your financial stability, health and personal happiness are at stake, so consider carefully these tips that financial advisors consider crucial for older adults.

Set a budget

Establishing a budget helps you keep track of where your money is going and makes it considerably easier to plan for the future. Most advisors contend that setting up and sticking to a budget is the most important building block in maintaining one’s financial health. It’s especially important for seniors because it ensures that you’ll have enough money to pay for the things you need and want. If you’ve never lived according to a formal budget, once you’ve got it down and incorporated it into your routine you can predetermine what months you’re likely to be tight on money and when you’ll be in the black. A budget helps you plan for unexpected expenses, those times when life bites you and forces you to dig deep into your funds.

Sidestep the scams

Beware of fast-talking salespeople and telemarketers looking to take advantage of confused and vulnerable elderly people. They’re usually the first ones to be targeted, so watch out for “deals” that involve a lot of complex detail, evasive answers or an unwillingness to answer questions, a lack of documentation (i.e. no paper trail), and pressure to sign a contract right away. This is always a red flag, no matter who’s involved or what stage of life they’re in.

 

Be skeptical about investments

If you retired with investments, they can give you a real advantage in your senior years but it’s dangerous to rely on them too heavily. A budget can help you forecast but it can’t help you where the market’s concerned. An over-reliance on the returns it can bring is a dangerous way to approach your finances, especially if you’re working with limited funds to begin with. Unscrupulous salespeople are especially dangerous when it comes to stock market investing, which can be arcane and intimidating to someone with limited experience. A good rule of thumb is, if it sounds too good to be true, it probably is. Remember, savings, a good budget and careful money management are the building blocks of a solid financial foundation.

Social security

Many people nearing or having reached retirement age tend to see Social Security as a nest egg or financial magic bullet. Yes, you can begin drawing on your social security benefits beginning at age 62, but it can be well worth your while to wait a bit. Nevertheless, it’s estimated that 75 percent of Americans start going through their benefits early, which means they’re not maximizing what they could be getting from Social Security. Timing is a big part of doing Social Security right. Put simply, the longer you wait to draw Social Security, the more you’ll get each month. Taking Social Security before official retirement age (between 66 and 67) results in an unnecessary reduction of your benefits, whereas your benefit increases as much as 8 percent a year if you wait until you reach 70.

Follow the basics

The old rule that says you should have three months of expenses ready to go still stands once you reach old age. If you’ve ignored that rule during your working lifetime, make a good stab at it. Set aside what you can in case the unexpected happens when you’re at your most vulnerable. Some people age 65 or older are able to sell their life insurance policy, which may be an option to consider if you can’t afford the premiums or don’t need one anymore. Just be sure to do your research first so you understand the ins and outs of the process.

Keep following the same good financial advice you’ve gotten throughout your life once you reach retirement age. Budget, save, and stay away from “can’t miss” investment offers. Much of what’s served you well all those years won’t go wrong once you hit 67.

 

Courtesy of Pixabay.com.

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February 27, 2018

Why Is Texas Becoming A Retirement Hot Spot?

By: Darleen Mahoney

Texas is at the top of many retiree’s lists when looking for their ideal state to retire and enjoy their “golden years”.  What does Texas offer that is attracting retirees, specifically Baby Boomers, to the Lone Star State?

Texas is the second largest state in the country and offers a wide variety of topography and open spaces for them to live around. The choices range from mountainsides with views of plains and prairies to coastal plains and forested hill country. There are independent and active adult communities new and existing with the amenities and social opportunities that retirees may be looking for today. If you are looking for a fast-paced town with concerts and night life or peace and quite in a natural environment, Texas has them all. http://www.nic.org/blog/key-takeaways-lone-star-states-seniors-housing-market/

While Florida is clearly still at the top of the list for many retirees moving from the North to enjoy the sunshine and beaches, Texas offers many of the same attributes in their weather conditions, which can be a big draw.  The mild temperatures vary within the state and provide many opportunities for retirees who want hot summers and cool winters, like San Antonio or Austin. If they prefer a bigger city with a lot of diversity and activity, baby boomers may be attracted to Houston and Dallas, even though they have higher humidity during the summer with more rain.

While some of the biggest draws are the weather, topography, and local activities; it Find Senioi Housing in Texas using SeniorLivingGuide.commay come down to the brass tacks of affordability. Texas has lower taxes, a lower cost of living, and a reduced tax rate (including no personal income tax). This is important because a retiree with a fixed income is going to be able to make their budget go farther. Therefore, it’s no surprise the state of Texas would be considered one of the best places to retire financially.

Whatever the reasons – varied landscape, warmer climate, diverse cities, or affordability- Texas is attracting retirees. Texas active adult communities are growing to accommodate this emerging growth, meet the needs of the Baby Boomers, and ultimately become a retirement destination for active adults.

Visit us on www.seniorlivingguide.com , click on Texas to visit different Senior Housing available in the Lone Star State.

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February 20, 2018

Is A Continuing Care Community Right for You?

By: Darleen Mahoney

I am on my own personal journey to discover what the best decisions are for my Dad. He is 71 years old and starting to decline both physically and mentally. He decided to be independent and retire in a 55+ restrictive community years ago, but I see the need for additional long-term services for him in the near future. On this journey, I found myself needing a clear vision on what are our options might be that would be best for him and his needs.

I started looking at continuing care community options – what they entail and if it would be a good fit. I regretted that this option was not considered years ago and wondered if it was too late for him to make this move.

Continuing care communities are independent living housing with all the perks of the social, recreational and other retirement community extras that keep independent seniors active. They also have two additional tiers of care available – assisted living and nursing level care. Later, if the independentContinuing Care Retirement Community senior’s health declines, they can smoothly transition to the assisted living tier, and then, the nursing side, if needed.

According to the AARP, “Nearly 90% of people 65 and older said they would like to ‘age in place.’ And yet the hard truth is that a beloved house in a familiar community can become both physically impractical and socially isolating over time”. http://time.com/money/4579934/continuing-care-retirement-communities-cost/

Once you decide that this is a viable option for you or your loved one to explore, it’s a matter of choosing which one would be right for you.

The AARP recommends that you take many steps to make this determination:

https://www.aarp.org/home-garden/housing/info-08-2009/ginzler_housing_choices.html

  • Visit multiple residences
  • Take a tour, talk to the residents, staff, and visiting family members.
  • Ask staff members how long they’ve worked there; a good sign of quality is low turnover.
  • Check with the Commission on Accreditation of Rehabilitation Facilities. Many assisted-living residences, nursing homes, and CCRCs voluntarily apply for accreditation, which means they meet many quality measures.
  • Get clear information on financial arrangements and costs
  • Discuss at length with your loved ones, they will help you make a good decision in your best interest.

Regardless of whether a continuing care community is right for you or your loved one, it’s always best to be informed and proactive when making plans of this magnitude. Their health and happiness in the long term is dependent on finding the best senior living arrangement.

When you’re ready to begin your search, remember SeniorLivingGuide.com – the nation’s fastest growing senior housing and services resource!

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Is A Continuing Care Community Right for You?

By: Darleen Mahoney

I am on my own personal journey to discover what the best decisions are for my Dad. He is 71 years old and starting to decline both physically and mentally. He decided to be independent and retire in a 55+ restrictive community years ago, but I see the need for additional long-term services for him in the near future. On this journey, I found myself needing a clear vision on what are our options might be that would be best for him and his needs.

I started looking at continuing care community options – what they entail and if it would be a good fit. I regretted that this option was not considered years ago and wondered if it was too late for him to make this move.

Continuing care communities are independent living housing with all the perks of the social, recreational and other retirement community extras that keep independent seniors active. They also have two additional tiers of care available – assisted living and nursing level care. Later, if the independentContinuing Care Retirement Community senior’s health declines, they can smoothly transition to the assisted living tier, and then, the nursing side, if needed.

According to the AARP, “Nearly 90% of people 65 and older said they would like to ‘age in place.’ And yet the hard truth is that a beloved house in a familiar community can become both physically impractical and socially isolating over time”. http://time.com/money/4579934/continuing-care-retirement-communities-cost/

Once you decide that this is a viable option for you or your loved one to explore, it’s a matter of choosing which one would be right for you.

The AARP recommends that you take many steps to make this determination:

https://www.aarp.org/home-garden/housing/info-08-2009/ginzler_housing_choices.html

  • Visit multiple residences
  • Take a tour, talk to the residents, staff, and visiting family members.
  • Ask staff members how long they’ve worked there; a good sign of quality is low turnover.
  • Check with the Commission on Accreditation of Rehabilitation Facilities. Many assisted-living residences, nursing homes, and CCRCs voluntarily apply for accreditation, which means they meet many quality measures.
  • Get clear information on financial arrangements and costs
  • Discuss at length with your loved ones, they will help you make a good decision in your best interest.

Regardless of whether a continuing care community is right for you or your loved one, it’s always best to be informed and proactive when making plans of this magnitude. Their health and happiness in the long term is dependent on finding the best senior living arrangement.

When you’re ready to begin your search, remember SeniorLivingGuide.com – the nation’s fastest growing senior housing and services resource!

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February 5, 2018

Home Staging for Seniors: Best Practices for Bigger Returns

By: Darleen Mahoney

Once it’s been decided that potentially downsizing for retirement living or moving into a senior living community is on the horizon, the most stressful aspect can be selling the home. There are many things to consider outside of the emotional tolls of leaving a home with years of memories attached. There is also the reality that the house itself is most likely the largest source of income/equity, therefore, its very important to sell the house at the best price that the market will allow.

Staging a home and making it more appealing to a wide range of buyers is a best practice and that may be challenging for some Seniors while they are still living in the home. There are a few options for staging a home. It can range from keeping living spaces very organized and decluttered and quick paint fixes to having a professional “stage” the home for sale. Typically, a service will stage a home to make it look larger, utilize neutral colors and will take any personal items of the current homeowner and put them away. These services may replace existing furniture and other personal items which can be stressful for Seniors but can also raise the value of the home. Buyers should not focus on the current homeowner’s taste, style and personal choices.

If a Senior is moving to an Assisted Living community, they will most likely need to downsize right away. This can be such a taxing process both emotionally and physically. According to AARP https://www.aarp.org/work/retirement-planning/info-08-2011/retirement-downsizing.html , it’s recommended that you plan to, “hit the ‘heart of the home’ rooms first. That’s usually the kitchen, living room, and family room, which tend to be the most cluttered and contain items with the greatest emotional value and everyday use. Make four piles-keep, donate, give to family members and trash.”

Other things to consider while staging is touching up paint, changing out hardware, new blinds, replacing burned out lightbulbs, adding fresh flowers or potted plants, fixing visible issues around the house that a buyer would notice, and rearranging furniture to create the look of a larger space. Best practice is to keep in mind that when a potential buyer walks through your home, they need to be able to picture their own personal items and sense of style as well. If there is a strong color palette in the home, it may be necessary to re-paint a more neutral palette to assure that the potential buyer is seeing the actual house and not just the wall colors.

Also, consider the front of the house. A potential buyer should never drive up and before they even enter the house think, “what a lot of work” before entering the home.

Remember the most important things in staging with Seniors is that there may be more emotional attachments to their personal tastes and their personal items Its important to be cognizant of that and walk through the process at their pace while explaining why “staging” will only benefit them in the long run.

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August 10, 2017

Tarantino Senior Communities has several properties added to our database.

Filed under: active adult,Alzheimer's,assisted living,retirement,senior housing — seniorlivingguide @ 11:19 am

Tarantino Senior Communities recently added several of their properties to the fastest growing senior housing and services resource – SeniorLivingGuide.com!

Here’s a short list, click through each one to discover all that these beautiful communities have to offer!

The Barrington in Largo FL
At The Barrington, we offer a resort style retirement unlike any other. Our maintenance-free, senior community provides you with the lifestyle you deserve at a price you can afford. With restaurant style dining, daily events and activities and a friendly neighborhood community, The Barrington represents active senior living at its best.

Life at The Barrington gives you the opportunity to enjoy the freedom to do the things you want to do, when you want to do them. The choices are yours to make every day. Participate in daily activities and social events. Make new friends and memories that will last a lifetime. Get involved in as much or as little as you want-it’s your lifestyle.

 

Glenbrooke at Palm Bay in Palm Bay FL
The retirement community of Glenbrooke is located in the beautiful waterfront town of Palm Bay on Florida’s eastern coastline. Located midway between Jacksonville and Miami, Palm Bay has close proximity to Melbourne and Orlando International Airports and Port Canaveral. With its warm and sunny weather throughout most of the year, the hospitable community of Palm Bay offers the perfect place for easy living retirement.

The Native American Timucua people were thought to have been the first inhabitants in the Palm Bay and Turkey Creek area. They were attracted to the freshwater springs of the Indian River and Turkey Creek at Palm Bay. In the 1850s, the first European settlers built homes along Turkey Creek. Today, there are over 103,000 residents of Palm Bay that enjoy points of interests such as city parks, golf courses, aquatic center, and nearby beaches.

 

Lake Forest Park in Fort Pierce FL
The retirement community of Lake Forest Park is located in the historic town of Fort Pierce on Florida’s eastern coastline. With its warm and sunny weather throughout most of the year, the waterfront community of Fort Pierce offers the perfect place for easy living retirement.

As one of the oldest communities on the eastern coast of Florida, Fort Pierce is part of the “Treasure Coast”. The Treasure Coast is named after the sinking of a Spanish treasure fleet in 1715. Since 1901, the city of Fort Pierce has grown in population and size with approximately 42,000 people residing in the city. It has developed into a visitors destination, with points of interests such as shopping and dining in historic downtown, the Sunrise Theatre for the Performing Arts, The National Navy UDT-SEAL Museum, and the Heathcote Botanical Gardens.

 

Lewisville Estates in Lewisville TX
At Lewisville Estates, we offer a resort style retirement unlike any other. Our maintenance- free, senior community provides you with the lifestyle you deserve at a price you can afford. With restaurant style dining, daily events and activities and a friendly neighborhood community, Lewisville Estates represents active senior living at its best.

Life at Lewisville Estates gives you the opportunity to enjoy the freedom to do the things you want to do, when you want to do them. The choices are yours to make every day. Participate in daily activities and social events. Make new friends and memories that will last a lifetime. Get involved in as much or as little as you want-it’s your lifestyle.

 

The Fountains at Lake Pleasant in Peoria AZ
Located in the Salt River Valley of Arizona and extending into the foothills of the mountains to the north with the Agua Fria River and New River flowing through the area, sits The Fountains at Lake Pleasant, a vibrant community for those 55 years young. Nature and nurture combine at our breathtaking community in the heart of Peoria, Arizona. With its warm and sunny weather throughout the year, the community of Peoria offers the perfect place for easy living retirement.

Our Mediterranean-style resort community features eighty-six residences located on a beautifully landscaped citrus grove. Can you say freshly squeezed orange juice? Offering spacious one and two bedroom apartment homes, The Fountains at Lake Pleasant is truly a step above the rest.

 

Oakey Assisted Living Community in Las Vegas NV
Welcome to Oakey Assisted Living, your premier assisted living community in Las Vegas, Nevada. We are excited to be considered as a senior assisted living community for your loved one. Our dedicated and devoted staff will ensure that your family member enjoys their stay at our newly remodeled assisted living community. We pride ourselves in the partnership between our staff and your family. Your loved one’s care is our priority.

We know how stressful choosing the right assisted living environment for a parent or loved one can be. One of our goals at Oakey Assisted Living is to offer the best senior assisted living in Las Vegas. It is important to us to provide the highest level of care in Nevada. As an assisted living community we offer our seniors top notch accommodations including daily activities, organized outings, nutritional meals, a variety of programs and much more.

 

The Devonshire in Hampton VA
Welcome to The Devonshire Retirement Community, your premier independent and assisted living community in Hampton, Virginia. Our dedicated and devoted staff is focused on providing the very best in senior living. Our remarkably beautiful community provides a welcoming attitude to all that come through the door. Paved walkways through lush grounds and courtyards provides a landscape of enjoyment where residents can enjoy spending time both indoors and outdoors during all seasons of the year.

We offer a variety of amenities to enrich the lives of our residents. A few of our amenities include full size apartments with housekeeping and laundry facilities, engaging activities and events, chef prepared meals in our elegant dining room, as well as fitness center, beauty salon, library and game room. We are centrally located in Hampton, Virginia just off Interstate 64. This highly sought after region provides our residents with easy access to the Peninsula Town Center, Coliseum Central district, and provides a variety of entertainment, dining, and healthcare options. Our dedicated transportation team can help provide residents needing assistance to get back and forth to doctor’s and dental appointments, as well as provide entertainment and religious options as well.

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January 25, 2017

Please Welcome Resort Lifestyle Communities to SeniorLivingGuide.com!

Filed under: active adult,retirement,senior housing,seniorlivingguide — seniorlivingguide @ 11:31 am

Resort Lifestyle Communities has recently partnered with SeniorLivingGuide.com to promote their beautiful communities in AL, AZ, FL, KS, ME, MO, NC, NE, NM, NY,OH, SC, TN & TX!20160908135321logo.jpg

Their listings on SeniorLivingGuide.com show community photos and floor plans, list amenities and features, and have direct contact info for all of their properties.

We look forward to connecting seniors and their loved ones with these amazing retirement communities!

You can view a description of Resort Lifestyle Communities, as well as links to their website and social media pages, and a list of all of their new listings on SeniorLivingGuide.com by clicking here.

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September 8, 2016

Premium Listing Alert – Aston Gardens at Parkland Commons

Filed under: active adult,Alzheimer's,assisted living,retirement,senior housing — seniorlivingguide @ 11:36 am

agbydsl_parklandcommons_final_vert_smallThe Southeast area of Florida is a heavily saturated market when it comes to senior housing. Aston Gardens at Parkland Commons now has an opportunity to showcase their community by standing out from fellow communities. How did they do it? By upgrading to a Premium position on the nation’s fastest growing senior housing and services resource – SeniorLivingGuide.com!

Aston Gardens at Parkland Commons now appears ABOVE all of the basic listings in Southeast Florida giving them premium exposure to seniors and their loved ones who are searching for Retirement, Active Adult, Assisted Living and Alzheimer’s care in that area. Not only that, but our Premium and Featured listings also include a custom video so consumers can learn more about Aston Gardens at Parkland Commons and all that they have to offer.

Want to check them out on SeniorLivingGuide.com? Click HERE

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July 21, 2016

New Listing Alert – St. Catherine’s Village 200 Dominican Dr Madison, MS 39110 866-451-3617

Filed under: active adult,Alzheimer's,assisted living,New Senior Housing Information — seniorlivingguide @ 1:31 pm

Please welcome our newest FEATURED listing in the Jackson, Mississippi region – St. Catherine’s Village!

St. Catherine’s Village, Mississippi’s first all-inclusive, Continuing Care Retirement logoCommunity, is a gracious environment of caring. For health and well-being, for comfort and security, for faith and friendship, St. Catherine’s Village is a lifestyle, a family and a ministry. Services and amenities are designed to enhance the lifestyle and promote choice.

Nestled on 160 acres of rolling green hills and tall pine trees, St. Catherine’s Village overlooks a tranquil 15 acre stocked lake.

Check out there full listing here – http://www.seniorlivingguide.com/DB/facilities.tpl?sku=20160721112204

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