August 21, 2019

Aging in Place: Top 4 Qualities in the Ideal House for Retirement

Filed under: Active Adult,Aging in Place,Retirement Planning — Tags: — seniorlivingguide @ 4:51 pm

Home Qualities for RetireesBy Meghan Belnap

Aging in Place: Top 4 Qualities in the Ideal House for Retirement

Retirement is a challenging time that can be made less stressful if retirees already live in a home that’s designed to meet their needs. While homeowners can renovate their property to better suit this new stage in their life, it’s often easier to search for a home that is already appropriate for retirement and its unique challenges. Keep the following in mind when shopping for a home perfect for with retirement.

Choose a Home with Wide Hallways

Aging makes it harder for homeowners to get around the house. Furthermore, along with old age comes the need to use the likes of canes and wheelchairs. Homes with wider hallways will make it easier to use these new tools and will also reduce the likelihood of injury.

Find a House with No Stairs

When on the hunt for properties that are better suited for retirement, homeowners should look for properties without stairs. While stairs may make a property more appealing for younger and larger families, homes with stairs and multiple levels aren’t ideal for retiring individuals as they can easily lead to falls and similar accidents. As such, homeowners searching for the best properties for retirees should consult with local real estate services to help them find one-story homes in their area.

Pick a Property with Handrails

Though handrails aren’t always a common find in most homes, buyers that are of retirement age should keep this feature in mind. Having handrails in potentially dangerous areas around the house will make it simpler for homeowners to navigate the property. For example, as older people tend to fall easily when in the shower, it’s ideal to have homes already designed with handrails as their presence will help to eliminate the likelihood of falls.

Buy a Home with Access to Natural Lighting

In addition to being designed with homeowners’ safety in mind, properties that are ideal for retirement also offer health benefits to its inhabitants. Homes built with ample windows will have increased access to natural lighting. This allows homeowners access to vitamin D, an essential nutrient that will help improve one’s mental and emotional state.

The right house will make easing into one’s retirement less of a challenge and more of a transition. These properties help to limit any unnecessary dangers while providing homeowners with benefits that will improve their overall quality of life. Keep this guide in mind as you search for the right home for retirement.

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August 19, 2019

4 Tips for Keeping Your Home Safe as a Senior

Filed under: Aging in Place,Senior Safety — Tags: — seniorlivingguide @ 2:28 pm

senior safety at home tipsBy Lizzie Weakley

As we age, a lot of things change. Our hearing and eyesight may not be as sharp, and our mobility could be reduced. Meanwhile, we typically spend more time at home because we’re retired. This combination means that it is more important than ever to be safe at home, and these four tips can help you achieve that.

Keep It Simple

The last thing you probably want is to make your home feel like a fortress, even though you’d like it to be as safe as one. The more things you can add without creating extra effort for yourself, the more effective your safety plan will be.

Choose a home security alarm system that is easy to activate and deactivate. The more codes and buttons you need, the less likely you are to arm it. Get smoke detectors that are hard-wired to reduce battery demands, and think about installing some “smart home” controls to help you improve security when you’re away.

Ramp Up Your Security

With such great technology available today, home security systems can provide you with much better protection. Video systems can capture clear footage of intruders and trespassers. The system can also link to your phone while you’re away.

Think about your lifestyle and what would help your alarm system serve you better, and then add on the features that will benefit you the most.

Increase Security in Unused Spaces

As your kids grow up and move away, some large areas of your home may no longer be used regularly. As a result, these areas may have insufficient security.

If you have bedrooms that are rarely used, make sure not only to lock their windows but also their doors to further complicate a break-in attempt. The basement door that the kids always entered can now be dead bolted, and outdoor lights that once were too bright in the kids’ rooms can now be installed.

Remove Fall Hazards

It seems that we sometimes learn to ignore certain safety hazards that we have worked around for years. Slipping area rugs, dangling power cords, and poorly-lit areas only need to be dangerous one time to cause an injury.

Have someone walk in and around your home, looking for the things that you have gradually tuned out. Let them help you correct hazards. After all, you only have to fix it once to be safer every day.

Home safety is all about getting things in place and allowing them to work while you go about your daily routines. A few simple steps like these will greatly improve your safety as a senior.

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August 6, 2019

5 Low-Stress Tips for Managing Your Finances After Retirement

Filed under: Financial Planning,Retirement Planning — Tags: , , — seniorlivingguide @ 4:21 pm

Low Stress Retirementby Anita Ginsburg 

Making the transition from being an employee to living on a fixed income as a retiree is a difficult process for many people, and that is why you need to take a look at your financial future well before your last day of work. With the proper financial plan in place and a little bit of foresight, you will be able to avoid some of the most common mistakes that retirees make.

Come Up with a Detailed Budget

Many experts agree that writing out a comprehensive budget is one of the most important steps in this process. You won’t be able to properly manage your finances after you retire if you don’t track all of your expenses and sources of income. Once you have a budget, it will be much easier to live within your means.

Establish an Emergency Fund

There are quite a few reasons why a retired individual should set up an emergency fund. As you grow older, you might have to deal with a wide array of serious medical issues, and treating those conditions is going to add up. Even if you have excellent insurance, paying the deductible could still be quite costly. You could also experience other common mishaps such as burst pipes in your home or emergency repairs for a vehicle.

Double-Check All of Your Insurance Policies

At least once a year, you should take a look at all of your insurance policies to make sure that you have adequate coverage. Your insurance needs are constantly going to change, and having the right coverage could help you avoid a few major headaches. In addition to health insurance and your homeowner’s policy, you might also want to consider coverage for potential end-of-life expenses and funeral costs.

Explore Financial Assistance Programs

There are hundreds of financial assistance programs for seniors, and signing up for those programs could save you huge sums of money. Many state governments offer financial assistance to seniors for basic expenses such as groceries and utility bills. You might even be eligible for discounted home upgrades like solar panels or a tankless water heater.

Downgrade Whenever Possible

As you grow older, you will probably be able to downgrade quite a bit without altering your lifestyle too much. Instead of leasing a brand new car, you should consider purchasing a reliable used vehicle with excellent safety ratings. Many retirees also sell or rent out their larger homes and move into smaller condos.

Planning out your finances for your retirement years might seem like a stressful task, but that extra work is going to pay off in the end. These few tips will allow you to enjoy your retirement years instead of constantly worrying about money and unexpected expenses.

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August 1, 2019

How to Take Care of Your Home as a Senior

Filed under: Real Estate,Seniors — Tags: , — seniorlivingguide @ 1:21 pm

caring for a home as a seniorBy Lizzie Weakley,

Home maintenance gets more difficult as you get older; but with intelligent upgrades and smart planning, you can greatly reduce your burden. Try these tips to keep your home in excellent shape throughout the years.

Upgrade Your Floors

High pile carpet isn’t just difficult to take care of; it’s also easy to trip on. Make your house safer and easier to maintain by switching to non-slip flooring. Look for vinyl laminate or another material that you can easily keep clean. If you decide to include decorative rugs, remember to choose thin, flat mats that won’t cause you to trip.

Make a Maintenance Schedule

It’s easy to forget important maintenance tasks as the years go by. Create weekly, monthly, and semi-yearly maintenance schedules that list all of your necessary jobs. Include things like cleaning out gutters, checking on the condition of your plumbing, and changing air filters. Once you have a list, it will be easy to identify the tasks you can complete and the tasks that you need help with.

Modernize Your Electrical Mains

The modern world requires a surprising amount of electricity. Modern appliances and entertainment devices all use a higher voltage than older models. If you’re still using an old power source, an electrical mains upgrade may be in order. This is a low-hassle job that can usually be handled in a single visit. Once the upgrade is complete, you’ll be able to use all modern appliances without risking a short circuit or an overload.

Hire Lawn Care Professionals

You deserve to have a beautiful yard without spending time mowing the lawn or weeding the garden. Talk to a lawn care professional about regular seasonal maintenance. Contractors can help you cut tree branches, prune bushes, reseed your lawn, and turn over the soil in your garden. Even if you like taking care of your lawn, save your health by hiring a contractor for the more difficult tasks.

Install Window Tint

When direct sunlight enters your home, it fades your possessions, peels your flooring, and increases your heating bill. A layer of tinted window film is a quick and easy fix that will keep your house significantly cooler in the summer. Window film can be cleaned directly, and it peels off without damaging the glass underneath.

Home maintenance is an endless task that follows us as we age. Work with local contractors to keep your home in excellent condition and greatly improve your quality of life.

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