By Rodney V. Taylor
Social Security Regional Commissioner in Atlanta
With the holiday season in full swing, you may find yourself exploring those tempting online shopping deals.
The day after Thanksgiving has nearly become a holiday of its own. “Black Friday” is the busiest shopping day of the year, with people lining up at midnight for deals as they begin the busy holiday shopping season. The Monday after that has become a virtual holiday, pun intended. “Cyber Monday” is the day Internet-savvy people search for deals, all online.
But, there’s more than one way to find value on the Internet. For example, Social Security offers many online services to the public — and they’re free and secure! Doing business online with Social Security will also save time. Now that’s an offer you can’t refuse!
Here are some of the most popular online services you’ll find at www.socialsecurity.gov. Each site is safe and secure.
1. The online Social Security Statement is a hot service that is a big hit with the millions of people who’ve used it since its launch. Your online Statement provides you with a record of your past earnings, and it uses those earnings along with projected earnings for future years to give you accurate estimates of future Social Security benefits. Open your personal my Social Security account to get your Statement today. Just go to www.socialsecurity.gov/myaccount/.
2. The Retirement Estimator is an easy way to get an instant, personalized estimate of your future Social Security benefits. Just enter some basic information and the Estimator will use information on your Social Security record, along with what you input, to give you a benefit estimate on the spot. You can even experiment with different scenarios, such as changing your future earnings and retirement date. Check it out in English at www.socialsecurity.gov/estimator or in Spanish at www.segurosocial.gov/calculador.
3. The online Retirement Application is the most convenient way to apply for Social Security retirement benefits. You can apply from the comfort of your home — it’s convenient and secure. In fact, you can apply online in as little as 15 minutes. In most cases, after your application is submitted electronically, you’re done. There are no forms to sign and, usually, no documentation is required. Social Security will process your application and contact you if any further information is needed. When you’re ready to retire, apply at www.socialsecurity.gov/applyonline.
4. Business Services Online is our one-stop shop for small business owners. The site allows organizations and authorized people to conduct business with and submit confidential information to Social Security. Employers can use it to file W-2s for their employees the fast, convenient, and paperless way — online. Visit Business Services Online at www.socialsecurity.gov/bso.
Social Security’s online services continually receive the highest ratings in both the public and private sectors. Each site uses the highest security to keep your information safe. We have one of the top-ranking websites for plain language, so you can easily understand the features you’re getting — no fine print to squint over.
Chris Jenkins, Public Affairs Specialist
Social Security Administration
With consumer prices down over the past year, monthly Social Security and Supplemental Security Income (SSI) benefits for nearly 65 million Americans will not automatically increase in 2016.
The Social Security Act provides for an automatic increase in Social Security and SSI benefits if there is an increase in inflation as measured by the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). The period of consideration includes the third quarter of the last year a cost-of-living adjustment (COLA) was made to the third quarter of the current year. As determined by the Bureau of Labor Statistics, there was no increase in the CPI-W from the third quarter of 2014 to the third quarter of 2015. Therefore, under existing law, there can be no COLA in 2016.
Other adjustments that would normally take effect based on changes in the national average wage index also will not take effect in January 2016. Since there is no COLA, the statute also prohibits a change in the maximum amount of earnings subject to the Social Security tax, as well as the retirement earnings test exempt amounts. These amounts will remain unchanged in 2016. The attached fact sheet provides more information on 2016 Social Security and SSI changes.
The Department of Health and Human Services has not yet announced Medicare premium changes for 2016. Should there be an increase in the Medicare Part B premium, the law contains a “hold harmless” provision that protects approximately 70 percent of Social Security beneficiaries from paying a higher Part B premium, in order to avoid reducing their net Social Security benefit. Those not protected include higher income beneficiaries subject to an income-adjusted Part B premium and beneficiaries newly entitled to Part B in 2016. In addition, beneficiaries who have their Medicare Part B premiums paid by state medical assistance programs will see no change in their Social Security benefit. The state will be required to pay any Medicare Part B premium increase.
Information about Medicare changes for 2016, when available, will be found at www.medicare.gov.
‘Argentum – Expanding Senior Living’ reflects the evolution of the organization and industry.
Alexandria, Virginia – The Assisted Living Federation of America (ALFA), which advocates for excellence in senior living, today introduced its new name and logo. The new name, Argentum, reflects the organization’s expanded direction, priorities and focus.
“Since ALFA’s formation 25 years ago, the senior living industry has undergone many changes, and is primed for many more as baby boomers begin to use our services,” said Argentum President & CEO James Balda. “Our brand transformation better represents where the industry is today as well as our vision for the future.”
Argentum, derived from the Latin word for silver, conveys strength and a sense of gravitas while giving a nod to the “silver generation” Argentum’s members serve. The new brand:
• Represents a diverse industry. No single word represents the panoply of products and services offered by Argentum’s members; thus, the new name provides flexibility to allow the industry and the association itself to grow.
• Is industry facing, but also consumer friendly. Argentum signals strength, maturity and a sense of importance – traits that resonate with both businesses and consumers.
• Celebrates the passion and commitment of senior living professionals. It’s forward looking.
Argentum’s tagline is “Expanding senior living,” which speaks to a variety of audiences while enforcing the organization’s mission to increase the visibility and acceptance of senior living as an option that people choose – not just need. On both a state and federal level, Argentum is a critical and respected leader in the industry, supporting the business operations and growth of its members.
Although the organization’s brand, logo and tagline have changed to better represent its role within this dynamic industry, Argentum’s mission remains the same: members exemplify the principles of choice, dignity and independence for seniors. To support these principles and to enhance quality of life for older adults, Argentum influences public policy, promotes business excellence and ensures an informed public. ALFA will officially transition to the Argentum brand on December 1 at its Chief Executive Summit in Scottsdale, AZ.
“It has never been a more exciting time to be working in the senior living industry,” said Argentum Board Chair Brenda J. Bacon. “Argentum represents everything we are as an organization, as well as everything we want to be.”
Argentum is the largest national association dedicated to professionally managed, resident-centered senior living communities and the seniors and families they serve. Since 1990, Argentum has advocated for choice, accessibility, independence, dignity and quality of life for all seniors.
SeniorLivingGuide.com – the nation’s fastest growing senior housing and services resource, is proud to announce the addition of videos to our senior housing listings! Videos capture the users interest and provide additional content and information allowing them to learn more about communities that interest them.
We’re working through the process of adding video elements to all of our Premium and Featured listings, and then will be processing all of our basic listings. If you have a community on SeniorLivingGuide.com (or would like one!) please contact us at firstname.lastname@example.org and we’ll get you to the top of the list!
Videos are FREE OF CHARGE and you can use them in any other form of digital advertising you may be doing!
It’s been a while since we’ve done one of these as we’re not currently running our “FREE WEB” promotion, but we were contacted by The Check In Service out of New Haven Connecticut and wanted to help them out.
The Check In Service provides exactly that – well being checks, prevention services and environmental inspections to ensure you or your loved one is safe and secure living at home. You can view their ad on SeniorLivingGuide.com by clicking here. You can also find them in EVERY search for EVERY care level in the state of Connecticut with an Area Banner we created for them, as many people do not know this service exists.
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This month we are celebrating the 22nd Annual National Senior Health and Fitness Day by offering Total Fitness classes at Majestic Rim. Read the MAY NEWSLETTER for various exercise tips and activities that match your interests. Whether you prefer aerobics, gardening, Bocce ball or circuit training, you will find a Payson activity to join on Wednesday, May 27th. Like 100-year-old Carolyn Heeter says, “If You Keep Moving… You’ll Keep Improving.”
The Majestic Rim May PULSE Newsletter is now available and please be sure to RSVP for the Total Fitnes class event on May 27th by emailing Cristine Royer no later than May 22nd.
Come to Majestic Rim and Discover the Difference.
If you are looking for a place where you can live the lifestyle you want, explore your dreams and enrich your life, Majestic Rim is the place for you.
Call to arrange a tour and discover what home feels like.
310 East Tyler Parkway | Payson, AZ 85541 US
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Choice Magazine Listening (established 1962)
Choice Magazine Listening (CML) is a free audio magazine for adults with impaired vision or other disability. Four times a year, listeners receive 12 hours of great writing, chosen from over 100 of the finest magazines by CML’s team of editors. These quarterly issues feature stories, poems and articles from publications such as National Geographic, The New Yorker, Time, Vanity Fair, Harper’s, Smithsonian, Sports Illustrated, Southern Living, Oxford American and Texas Monthly. All CML’s selections are wonderfully read by some of America’s top audiobook narrators.
For more than half a century, CML has been proud to serve adults with conditions that make it difficult to read standard print or to hold a magazine. Listeners love the mix of interesting, entertaining and amusing pieces they receive as a download or on a digital cartridge (easily returnable in the postage-free mailer it arrived in). This quarterly service is completely free of charge due to the support of a charitable foundation established to ensure that all Americans could enjoy the best writing from leading magazines. CML’s tens of thousands of subscribers include those with conditions such as low vision, macular degeneration, blindness, MS, diabetes, cerebral palsy, ALS dyslexia and Parkinson’s.
If someone you know would enjoy this free service, please call 1-888-724-6423 to find out more. Between 9 and 4 Eastern Time your call will be answered by a friendly person happy to help – not a machine. Further information is available on CML’s website, too. Please visit www.choicemagazinelistening.org
CHOICE MAGAZINE LISTENING WINTER 2015, ISSUE 309 TALKING TO MY DAUGHTER LATE AT NIGHT (a poem) by Eavan Boland
Tin House, Vol. 16, No. 1, 2014, 2 mins. UNCIVILIZED by Barry Lopez, Outside, September 2014, 17 mins. WHERE PARADISE LAY by Joe Wilkins, Orion, September/October 2014, 5 mins. FOWL WEATHER by Lucas Reilly, Mental Floss, November 2014 , 3 mins. USELESS CREATURES by Richard Conniff
The New York Times, September 14, 2014, 9 mins. CHICKEN RUN by Andrew Lawler, Audubon, November-December 2014, 17 mins. THE COLOR AND THE PAGEANTRY OF THOROUGHBRED TURTLE RACING
by Joe Kloc, The Believer, September 2014, 29 mins. DIXIE SNOW by Rick Bragg, Southern Living, January 2014, 4 mins. IT’S THE MOST UNKNOWABLE TIME OF THE YEAR by Gary Shteyngart
The New York Times, December 25, 2013, 9 mins. CURSES, FOOLED AGAIN! by Peter Funt
The New York Times, September 27, 2014, 7 mins. TIMMY SHEEAN IS A PRIME EXAMPLE (fiction) by Gary Gildner
The Southern Review, Autumn 2014, 37 mins. THING WITH FEATHERS THAT PERCHES IN THE SOUL by Anthony Doerr
Granta, Summer 2014, 24 mins. IN THE COURTYARD by Vicki Valosik
The American Scholar, Autumn 2014, 8 mins. LAMB STEW by Will Mackin, The New Yorker, November 3, 2014, 6 mins. FACE OF HOPE by Liza Gross, Discover, September 2014, 39 mins. THE 9,000-YEAR-OLD MAN SPEAKS by Douglas Preston
Smithsonian, September 2014, 38 mins. SCENES FROM “THE PASSION”: THE FIRST PATH (a poem) by Liz Berry
Poetry, October 2014 , 3 mins. SELF-PORTRAIT (fiction) by Martin Amis, Granta, Summer 2014, 13 mins. CRAZY CAT LADY by Rick Bragg, Southern Living, September 2014, 5 mins. PETS ALLOWED by Patricia Marx, The New Yorker, October 20, 2014, 36 mins. AN EXECRATION (a poem) by David Wheatley, Poetry, October 2014, 3 mins. MISTER BIG by Tom Mueller, National Geographic, October 2014, 21 mins. IMMOVABLE FEAST by Chang-Rae Lee
The New Yorker, November 3, 2014, 6 mins. DON’T SCREAM by Bill Pitts, Creative Nonfiction, Fall 2014, 18 mins. THE GREAT ESCAPE by Jerry Adler, Smithsonian, November 2014, 14 mins. TREETOP (fiction) by Roy Parvin, Tin House, Vol. 12, No. 2, 2010, 44 mins. THE STRANGE AND CURIOUS TALE OF THE LAST TRUE HERMIT
by Michael Finkel, GQ, September 2014, 55 mins. WHAT IS THE BEST PUNCTUATION MARK? by Rosie Blau, Claire Messud,
Norah Perkins and Julian Barnes, Intelligent Life, March/April 2014, 12 mins. ARTIFICIAL INTELLIGENCE ON DEMAND by Kevin Kelly
Wired, Vol. 22, No. 11, 2014, 23 mins. PAGE TURNER by John Crowley, Harper’s, September 2014, 21 mins. HANDLED WITH CARE by Andrew D. Scrimgeour
The New York Times Book Review, December 30, 2012, 9 mins. HITLER IN CHICAGO (fiction) by David Albahari, Harper’s, October 2014, 8 mins. WHO MADE THAT SCOTCH TAPE? By Dashka Slater
The New York Times Magazine, July 20, 2014, 4 mins. EXTENDING THE WORLD’S VISION by Steven Johnson
Natural History, October 2014, 18 mins. HOW TO FARM A BETTER FISH by Joel K. Bourne, Jr.
National Geographic, June 2014, 22 mins. STILLNESS, WAITING (a poem) by Robert Wrigley
The Georgia Review, Fall 2014, 3 mins. MAPPING TIME by Jeffrey S. Murray
Fine Books and Collections, Autumn 2014, 10 mins. HENRY FORD (1904) (a poem) by Campbell McGrath
Michigan Quarterly Review, Fall 2013, 4 mins. THE LITTLE CAR (a poem) by Guillaume Apollinaire
The Paris Review, Fall 2012, 3 mins. THE ASSASSINATION OF MARGARET THATCHER: AUGUST 6, 1983 (fiction)
by Hilary Mantel, The New York Times Book Review, September 28, 2014, 43 mins. I AM THINKING OF PABLO CASALS by Lance Larsen
The Southern Review, Spring 2014, 4 mins. BEHIND THE WALL by Amy Davidson
The New Yorker, November 3, 2014, 8 mins. A MESSAGE TO THE 21ST CENTURY by Isaiah Berlin
The New York Review of Books, October 23, 2014, 11 mins.
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We’ve added two FREE listings for CRH Northwest Retirement Communities to the nations fastest growing senior housing and services resource – SeniorLivingGuide.com!
14431 Redmond Way
Redmond, WA 98052
Peters Creek Retirement & Assisted Living offers many living options with personalized assistance, supportive services and compassionate care in a professionally managed, carefully designed, retirement community setting. It’s the perfect alternative for seniors who can no longer live on their own at home, yet don’t need 24-hour, complex medical supervision.
Our brand new memory care wing is nearing completion, where specially trained nurses and staff are dedicated to providing the unique level of care that residents with memory loss require.
Chandler House Alzheimer’s and Related Dementia Care
701 N 39th Ave
Yakima, WA 98902
Chandler House Alzheimer’s and Related Dementia Care, located just off 40th Avenue near the Yakima River in Yakima, WA, provides superb care for residents who face the daily challenges of Alzheimer’s and Dementia. For over a decade, Chandler House Alzheimer’s and Related Dementia Care has developed a reputation of excellence for providing our residents with the highest level of care and a loving home. Our trained professional staff is qualified to meet the needs of each individual.
Please visit our community and see first-hand our dedication to providing the best possible home for our residents. Also, read more using the menu items above to find out more about the good things we are doing. Chandler House Alzheimer’s and Related Dementia Care has always been a family owned facility devoted to meeting the needs of the families who choose to make Chandler House Alzheimer’s and Related Dementia Care home.
Charlottesville, VA – Commonwealth Assisted Living announced today that renovations are underway to expand the services offered at Commonwealth Senior Living at Charlottesville, formerly Jefferson Heights at Pantops Place, to better serve the needs of our community’s seniors and their families. At completion, we will have the capacity to serve 120 residents and provide all levels of service, including Independent Living, Assisted Living and a secure Memory Care neighborhood. Interior upgrades and the addition of a full-service commercial kitchen and dining room that will be operational this summer plus assisted living and memory care neighborhoods that will be ready for resident move-ins by the fall. Commonwealth expects the changes to create approximately 50 new jobs.
“By adding dining, assisted living and memory care to our Charlottesville community, we will be able to better meet the evolving needs of our residents without them requiring a change of address,” said Richard Brewer, CEO of Commonwealth Assisted Living.
Acquired in June of 2014, Commonwealth Senior Living at Charlottesville will become the flagship community for Charlottesville-based Commonwealth Assisted Living, one of Virginia’s largest providers of assisted living and memory care services. Previously a senior’s apartment building, these renovations will enhance the community and allow us to offer additional services to our residents.
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